Bay County property record for 706 Crews Dr, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,608 sqft · built 1995 |
| Lot Size | 0.142 acres (6,185 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,843 (2025) |
| Deeds & Mortgages | Jul 2023 Transfer Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07202-604-000 |
| Primary APN | 07202-604-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,608 sqft Living Area |
| Gross Area | 1,988 sqft |
| 1st Floor Area | 1,498 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,185 sqft (0.142 acres) |
| Lot Dimensions | 100 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Driveway | Driveway |
| Driveway Area | 672 sqft |
| Porch | Florida Room |
| Porch Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 706 CREWS DR |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-8362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | FOX LAKE SUB PHASE 2 132B4 LOT 4 & N 2 OF LOT 3 ORB 4709 P 889 |
| Legal Range | 13W |
| Legal Township | 04S |
| Legal Section | 18 |
| Legal Subdivision | FOX LAKE SUB |
| Legal Phase | 2 |
| Legal Lot Number | 4,3 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 805 |
Source: Bay County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1179 BRAFFORTON WAY, TALLAHASSEE, FL 32311-0721 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 13, 2023 | Intrafamily Transfer, Transfer |
| Aug 25, 2022 | Deed of Trust, Mortgage · Line of Credit TYNDALL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 12, 2000 |
| Transfer Doc | 0000052911 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 13, 2023 |
| Property Address | 706 CREWS DR, PANAMA CITY, FL 32404-8362 |
| Document Number | 0047090889 |
| Book / Page | 4709 / 889 |
| Map Reference | MB 16 PG 63 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 2023043793 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1179 BRAFFORTON WAY, TALLAHASSEE, FL 32311-0721 |
| Name | Verified Name |
|---|---|
| Address | 1179 BRAFFORTON WAY, TALLAHASSEE, FL 32311-0721 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 706 CREWS DR, PANAMA CITY, FL 32404-8362 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1181 BRAFFORTON WAY, TALLAHASSEE, FL 32311-0721 |
| Document Number | 0046022367 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 4602/2367 |
| Instrument | 2022063311 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 15, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Callaway City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,843.00 (+8.99%) | $134,624 (+12.32%) Land $31,620 Building $103,004 | $134,624 (+12.32%) Land $31,620 Building $103,004 |
| 2024 | $1,691.00 (+1.56%) | ||
| 2023 | $1,665.00 (+15.71%) | $119,857 (+7.58%) Land $25,559 Building $94,298 | $119,857 (+7.58%) Land $25,559 Building $94,298 |
| 2022 | $1,439.00 | $111,412 Land $25,296 Building $86,116 | $111,412 Land $25,296 Building $86,116 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 31 (1978–2021) |
| Claims Outside the SFHA | 26 of 31 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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