722 10th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 722 10th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,300 sqft · built 1914
Lot Size	0.277 acres (12,069 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,116 (2025)
Deeds & Mortgages	May 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0037450000`

Property Details

APN / Parcel Number

Primary APN	`0037450000`
Alternative APN	`0000374500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,300 sqft Living Area
1st Floor Area	1,010 sqft
Basement Area	1,150 sqft
Finished Basement	224 sqft
Unfinished Basement	1,150 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,069 sqft (0.277 acres)
Lot Dimensions	165 ft deep x 73 ft wide
Garage Type	Detached
Garage Area	336 sqft

Exterior Amenities

Porch	Slab
Porch Area	172 sqft
Deck Area	112 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	722 10TH ST
City	SHELDON
State	IA
Zip	51201-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THIRD ADDITION LOT 7 & E 1/3 OF 8 BLK 57
Legal Subdivision	THIRD ADD
Legal Block	57
Legal Lot Number	7
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	4
Census Block	4029
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	722 10TH ST, SHELDON, IA 51201-2035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Line of Credit NORTH STAR COMMUNITY CU
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	722 10TH ST, SHELDON, IA 51201-2035
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201195
Date	May 9, 2022
Instrument	2022-01195

Lender

Name	NORTH STAR COMMUNITY CU
Type	Credit Union
Address	CHEROKEE, IA 51012

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	722 10TH ST, SHELDON, IA 51201-2035
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100791
Date	Mar 12, 2021
Instrument	2021-00791

Lender

Name	PEOPLES BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	722 10TH ST, SHELDON, IA 51201-2035
Transaction Type	Mortgage
Record Updated	Sep 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201901898
Date	Aug 29, 2019
Instrument	2019-01898

Lender

Name	PEOPLES BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,116.00 (+11.49%) Homeowner's exemption	$149,600 (+19.31%) Land $24,960 Building $124,640	$149,600 (+19.31%) Land $24,960 Building $124,640
2024	$1,898.00 (+13.25%)
2023		$125,390 (+21.31%) Land $22,270 Building $103,120	$125,390 (+21.31%) Land $22,270 Building $103,120
2022	$1,676.00 Homeowner's exemption	$103,360 Land $19,200 Building $84,160
2021			$103,360 Land $19,200 Building $84,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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