717 10th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 717 10th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,568 sqft · built 1900
Lot Size	0.208 acres (9,075 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,576 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0037530000`

Property Details

APN / Parcel Number

Primary APN	`0037530000`
Alternative APN	`0000375300`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	588 sqft
Basement Area	441 sqft
Unfinished Basement	441 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,075 sqft (0.208 acres)
Lot Dimensions	165 ft deep x 55 ft wide
Garage Type	Mixed
Garage Area	1,092 sqft

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Deck Area	56 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant
Water Source	Commercial

Location & Zoning

Street Address	717 10TH ST
City	SHELDON
State	IA
Zip	51201-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THIRD ADDITION LOT 5 BLK 58
Legal Subdivision	THIRD ADD
Legal Block	58
Legal Lot Number	5
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	4
Census Block	4020
Census Tract	490300

Owner

717 10th St is owned and occupied by two individuals.

Source: O'Brien County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	717 10TH ST, SHELDON, IA 51201-2034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK
Mar 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK
Jul 17, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Sep 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	717 10TH ST, SHELDON, IA 51201-2034
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200311
Date	Feb 11, 2022
Instrument	2022-00311

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	717 10TH ST, SHELDON, IA 51201-2034
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100742
Date	Mar 8, 2021
Instrument	2021-00742

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	85 Months
Due	Apr 1, 2028

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	717 10TH ST, SHELDON, IA 51201-2034
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100361
Date	Feb 1, 2021
Instrument	2021-00361

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	717 10TH ST, SHELDON, IA 51201-2034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201701602
Date	Jul 17, 2017
Instrument	2017-01602

Lender

Name	PEOPLES BANK
Type	Bank
Address	SIOUX CENTER, IA 51250

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 3, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	717 10TH ST, SHELDON, IA 51201-2034
Transaction Type	Mortgage
Record Updated	Oct 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201902113
Date	Sep 24, 2019
Instrument	2019-02113

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 717 10th St was $2,576 with a homeowner's exemption, up 11.7% from the year before.

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,576.00 (+11.71%) Homeowner's exemption	$179,790 Land $18,770 Building $161,020	$179,790 Land $18,770 Building $161,020
2024	$2,306.00
2023		$150,240 (+22.73%) Land $16,750 Building $133,490	$150,240 Land $16,750 Building $133,490
2022	$2,014.00 Homeowner's exemption	$122,420 Land $14,440 Building $107,980
2021			$122,420 Land $14,440 Building $107,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 717 10th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 717 10th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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