7218 River Rd, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 7218 River Rd, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,052 sqft · built 1999
Lot Size	7.26 acres (316,246 sqft)
Owner	2 Company Names on File
Tax Bill	$6,167 (2026)
Deeds & Mortgages	Feb 2026 Transfer Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11F-1-17`

Property Details

APN / Parcel Number

Primary APN	`11F-1-17`
Alternative APN	`011F 1-17`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,052 sqft Finished Area
Basement Area	1,753 sqft
Unfinished Basement	1,753 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	316,246 sqft (7.26 acres)
Garage Type	Attached
Garage Area	375 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7218 RIVER RD
City	FREDERICKSBURG
State	VA
Zip	22407-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	RIVER ROAD WOODS LOT 17
Legal Subdivision	RIVER ROAD WOODS
Legal Lot Number	17
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	COURTLAND
Census Block Group	1
Census Block	1005
Census Tract	20106

Owner

7218 River Rd is owned by a company that acquired it in February 2026.

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	7218 RIVER RD, FREDERICKSBURG, VA 22407-2036
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Intrafamily Transfer, Transfer
Nov 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 2, 2026
Transfer Doc	0000001530
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Feb 2, 2026
Property Address	7218 RIVER RD, FREDERICKSBURG, VA 22407-2036
Document Number	0260001530
Map Reference	FILE 1 PG 62&63
Instrument Date	Feb 2, 2026
Instrument	260001530
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7218 RIVER RD, FREDERICKSBURG, VA 22407-2036

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	7218 RIVER RD, FREDERICKSBURG, VA 22407-2036
Document Number	201700021067
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700021067
Date	Nov 27, 2017
Instrument	21067

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 26, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7218 River Rd was $6,167, up 5.9% from the year before.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,167.00 (+5.93%)	$836,500 (+5.5%) Land $261,600 Building $574,900
2025	$5,822.00	$792,900 Land $205,100 Building $587,800	$836,500 (+5.5%) Land $261,600 Building $574,900
2024			$792,900 (+21.44%) Land $205,100 Building $587,800
2023	$5,038.00	$652,900 Land $156,600 Building $496,300	$652,900 Land $156,600 Building $496,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7218 River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7218 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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