7111 River Rd, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 7111 River Rd, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,722 sqft · built 1976
Lot Size	2.47 acres (107,593 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,475 (2026)
Deeds & Mortgages	Feb 2021 Refinance Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`6A-2-A`

Property Details

APN / Parcel Number

Primary APN	`6A-2-A`
Alternative APNs	`006A 2-A` `06A 2-A`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,722 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Metal
Roof Material	Composition Shingle
Lot Area	107,593 sqft (2.47 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7111 RIVER RD
City	FREDERICKSBURG
State	VA
Zip	22407-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	RIVER BLUFFS LOT A
Legal Subdivision	RIVER BLUFFS
Legal Lot Number	A
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	COURTLAND
Census Block Group	1
Census Block	1002
Census Tract	20106

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7111 RIVER RD, FREDERICKSBURG, VA 22407-2035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Mar 3, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	7111 RIVER RD, FREDERICKSBURG, VA 22407-2035
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003893
Date	Feb 10, 2021
Instrument	210003893

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

Interest

Rate Type	Fixed Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	7111 RIVER RD, FREDERICKSBURG, VA 22407-2035
Document Number	201700004746
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7111 RIVER RD FREDERICKSBURG VA 224072035, FREDERICKSBURG, VA 22407-2035

Mortgage

Document Number	201700004746
Date	Mar 20, 2017
Instrument	4746

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,475.00 (+42.18%)	$471,400 (+48.8%) Land $168,300 Building $303,100
2025			$471,400 (+48.8%) Land $168,300 Building $303,100
2023	$2,444.00	$316,800 Land $100,200 Building $216,600	$316,800 Land $100,200 Building $216,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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