721 Spruce Rd, Cimarron, CO 81220 Property Records

Gunnison County property record for 721 Spruce Rd, Cimarron, CO 81220

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,440 sqft · built 1978
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$462,000 (Jul 2025)
Tax Bill	$1,141 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R011670`

Property Details

APN / Parcel Number

Primary APN	`R011670`
Alternative APN	`404918005021`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,440 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1983
Architectural Style	A-Frame
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Metal
Lot Area	32,670 sqft (0.75 acres)

Location & Zoning

Account Number	R011670
Street Address	721 SPRUCE RD
City	CIMARRON
State	CO
Zip	81220-9509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLOCK 4, ARROWHEAD, FILING NO.1, #702670
Legal Subdivision	ARROWHEAD FILING 1
Legal Block	4
Legal Lot Number	3
Jurisdiction	GUNNISON CO
Township / Civil Division	SAPINERO
Census Block Group	2
Census Block	2160
Census Tract	963900

Owner

Source: Gunnison County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	628 PUEBLO CT, GRAND JUNCTION, CO 81504-4931
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage ASSEMBLIES OF GOD CU
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSEMBLIES OF GOD CU

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Jul 2, 2025 · Amount on Record
Deed Sale	Jul 2, 2025 · Amount on Record
Prior Sale	Jul 21, 2016 · Amount on Record
Deed Document Number	702670
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	721 SPRUCE RD, CIMARRON, CO 81220-9509
Transaction Type	Mortgage
Record Updated	Jun 23, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000662813
Date	Oct 7, 2019
Instrument	662813

Lender

Name	ASSEMBLIES OF GOD CU
Type	Credit Union
Address	SPRINGFIELD, MO 65803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	721 SPRUCE RD, CIMARRON, CO 81220-9509
Transaction Type	Mortgage
Record Updated	Jun 23, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 PEPPERTREE DR, MONTROSE, CO 81401-5688

Mortgage

Document Number	0000669739
Date	Sep 25, 2020
Instrument	669739

Lender

Name	ASSEMBLIES OF GOD CU
Type	Credit Union
Address	SPRINGFIELD, MO 65803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Gunnison County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Gunnison County
Unified School District	Gunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,141.00 (-0.52%)	$21,160 (-18.55%) Land $7,440 Building $13,720	$338,580 (-12.66%) Land $119,000 Building $219,580
2024	$1,147.00 (+1.77%)	$25,980 (+16.55%) Land $7,710 Building $18,270
2023	$1,127.00 (+24.53%)	$22,290 (+45.5%) Land $6,610 Building $15,680	$387,650 (+75.91%) Land $115,000 Building $272,650
2022	$905.00	$15,320 Land $5,050 Building $10,270	$220,370 Land $72,620 Building $147,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 48% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nucla-Naturita Telephone Company DSL	100 / 20

Cell Coverage

No cell data coverage reported

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