Douglas County property record for 721 S 243rd St, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,246 sqft · built 2023 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Nov 2020) |
| Tax Bill | $11,737 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Dec 2025 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 2450-0676-25 |
| Primary APN | 2450-0676-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,246 sqft Living Area |
| Gross Area | 6,655 sqft |
| Basement Area | 2,030 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Bi-Level |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 1,115 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Slab |
| Deck Area | 160 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2524500676 |
|---|---|
| Street Address | 721 S 243RD ST |
| City | WATERLOO |
| State | NE |
| Zip | 68069-4853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WEST SHORES LOT 284 BLOCK 0 IRREG |
| Legal Subdivision | WEST SHORES |
| Legal Lot Number | 284 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 7508 |
721 S 243rd St is owned by an individual who bought it in November 2020.
Source: Douglas County records, as of June 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4607 N 180TH AVENUE CIR, ELKHORN, NE 68022-3998 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Line of Credit PINNACLE BANK |
| Dec 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK |
| Apr 22, 2024 | Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK |
| Dec 4, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CORE BANK |
| Oct 11, 2022 | Deed of Trust, Mortgage · Construction Mortgage CORE BANK |
| Nov 25, 2020 | Warranty Deed, Transfer · Commercial Mortgage COGENT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2020 · Amount on File |
| Deed Sale | Nov 25, 2020 · Amount on File |
| Deed Document Number | 2020139370 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Apr 6, 2026 |
| Property Address | 721 S 243RD ST, WATERLOO, NE 68069-4853 |
| Document Number | 0000026640 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 202626640 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4607 N 180TH AVENUE CIR, ELKHORN, NE 68022-3998 |
| Document Number | 0000026640, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 202626640 |
| Name | PINNACLE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.06% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 721 S 243RD ST, WATERLOO, NE 68069-4853 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 721 S 243RD ST 5, 5, WATERLOO, NE 68069-4853 |
| Document Number | 0000102776 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 2025102776 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 721 S 243RD ST, WATERLOO, NE 68069-4853 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 721 S 243RD ST, WATERLOO, NE 68069-4853 |
| Document Number | 0000024929 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 2024024929 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 721 S 243RD ST, WATERLOO, NE 68069-4853 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1607 N 180TH AVE CIR, ELKHORN, NE 68022 |
| Document Number | 0000090957 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 2023090957 |
| Name | CORE BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 721 S 243RD ST, WATERLOO, NE 68069-4853 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4607 N 180TH AVENUE CIR, ELKHORN, NE 68022-3998 |
| Document Number | 0000101654 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 2022101654 |
| Name | CORE BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68118 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Nov 25, 2020 |
| Property Address | 721 S 243RD ST, WATERLOO, NE 68069-4853 |
| Document Number | 0000139370 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 2020139370 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | NEBRASKA TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000139371 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 2020139371 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 721 S 243rd St was $11,737, down 12.1% from the year before.
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,737.00 (-12.12%) | $958,800 Land $82,800 Building $876,000 | $958,800 Land $82,800 Building $876,000 |
| 2024 | $13,356.00 (+1,550.93%) | ||
| 2023 | $809.00 (-10.11%) | $50,200 Land $50,200 | $50,200 Land $50,200 |
| 2022 | $900.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 721 S 243rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 721 S 243rd St is high, ranking above 76% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 90% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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