Douglas County property record for 635 S 243rd St, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,533 sqft · built 2021 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $800,000 (Aug 2023) |
| Tax Bill | $10,061 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Aug 2021 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 2450-0668-25 |
| Primary APN | 2450-0668-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,533 sqft Living Area |
| Gross Area | 5,112 sqft |
| 1st Floor Area | 1,952 sqft |
| Basement Area | 1,926 sqft |
| Finished Basement | 1,581 sqft |
| Unfinished Basement | 345 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 956 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Slab |
| Deck Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2524500668 |
|---|---|
| Street Address | 635 S 243RD ST |
| City | WATERLOO |
| State | NE |
| Zip | 68069-4850 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WEST SHORES LOT 280 BLOCK 0 IRREG |
| Legal Subdivision | WEST SHORES |
| Legal Lot Number | 280 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 7508 |
Source: Douglas County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 635 S 243RD ST, WATERLOO, NE 68069-4850 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 10, 2026 | Transfer on Death Deed, Transfer |
| Aug 24, 2021 | Warranty Deed, Subdivision Related Transfer AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES |
| Aug 24, 2021 | Warranty Deed, Transfer AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES |
| Nov 4, 2020 | Warranty Deed, Transfer NEBRASKA TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2023 · Amount on Record |
| Deed Sale | Aug 7, 2023 · Amount on Record |
| Prior Sale | Aug 24, 2021 · Amount on Record |
| Deed Document Number | 202358125 |
| Last Transfer Date | Feb 10, 2026 |
| Transfer Doc | 0000010172 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Feb 10, 2026 |
| Property Address | 635 S 243RD ST, WATERLOO, NE 68069-4850 |
| Document Number | 0000010172 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 2026010172 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 635 S 243RD ST, WATERLOO, NE 68069-4850 |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Aug 24, 2021 |
| Property Address | 635 S 243RD ST, WATERLOO, NE 68069-4850 |
| Document Number | 0000111681 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 2021111681 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,642.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Aug 24, 2021 |
| Property Address | 635 S 243RD ST, WATERLOO, NE 68069-4850 |
| Document Number | 0000111679 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 2021111679 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $186.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Nov 4, 2020 |
| Property Address | 635 S 243RD ST, WATERLOO, NE 68069-4850 |
| Document Number | 0000128688 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 128688 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2021 |
| Title Company | NEBRASKA TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $216.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 635 S 243RD ST WATERLOO NE 68069, WATERLOO, NE 68069 |
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,061.00 (-1.06%) | $821,900 (+23.72%) Land $82,300 Building $739,600 | $821,900 (+23.72%) Land $82,300 Building $739,600 |
| 2024 | $10,169.00 (-5.1%) | ||
| 2023 | $10,716.00 (-10.09%) | $664,300 Land $82,300 Building $582,000 | $664,300 Land $82,300 Building $582,000 |
| 2022 | $11,919.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 90% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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