721 Rustic Rd, West Jefferson, NC 28694 Property Records

Ashe County property record for 721 Rustic Rd, West Jefferson, NC 28694

Property Summary

Property Type	Single Family Home
Details	1,790 sqft · built 1975
Lot Size	0.834 acres (36,329 sqft)
Owner	Individual Name on Record
Last Sale	$202,000 (May 2021)
Tax Bill	$1,154 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12310-012-043`

Property Details

APN / Parcel Number

Primary APN	`12310-012-043`
Alternative APN	`108071`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,790 sqft Heated Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1980
Architectural Style	Conventional
Lot Area	36,329 sqft (0.834 acres)

Location & Zoning

Account Number	108071
Street Address	721 RUSTIC RD
City	WEST JEFFERSON
State	NC
Zip	28694-9061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 & 43A & .147 A (.834 A TOTAL) FROM
Legal Lot Number	43
Jurisdiction	ASHE NC
Township / Civil Division	OBIDS
Census Block Group	2
Census Block	2006
Census Tract	970702

Owner

Source: Ashe County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	803 COKER DR, CHAPEL HILL, NC 27517-4901
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 27, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2021 · Amount on Record
Deed Sale	May 27, 2021 · Amount on Record
Prior Sale	Jul 25, 2018 · Amount on Record
Deed Document Number	20213062
Deed Book / Page	527 / 1698
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	721 RUSTIC RD, WEST JEFFERSON, NC 28694-9061
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000555/714
Date	Aug 16, 2023
Book Page	555/714
Instrument	3591

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	May 27, 2021
Property Address	721 RUSTIC RD, WEST JEFFERSON, NC 28694-9061
Document Number	00527/1698
Book / Page	527 / 1698
Instrument Date	May 26, 2021
Instrument	3062
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5438 STAGECOACH RD, IRON STATION, NC 28080-6704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 COKER DR, CHAPEL HILL, NC 27517-4901

Mortgage

Document Number	0000003063
Date	May 27, 2021
Instrument	3063

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jul 25, 2018
Property Address	721 RUSTIC RD, WEST JEFFERSON, NC 28694-9061
Document Number	0000493/72
Book / Page	493 / 72
Instrument Date	Jul 25, 2018
Instrument	000000003263
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5438 STAGECOACH RD, IRON STATION, NC 28080-6704

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,154.00 (+16.33%)	$220,300 (+7.41%) Land $25,000 Building $195,300	$220,300 (+7.41%) Land $25,000 Building $195,300
2023	$992.00 (+17.54%)	$205,100 (+59.36%) Land $25,000 Building $180,100	$205,100 (+59.36%) Land $25,000 Building $180,100
2022	$844.00	$128,700 Land $25,000 Building $103,700	$128,700 Land $25,000 Building $103,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Rustic Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures