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699 Rustic Rd, West Jefferson, NC 28694 Property Records

Ashe County property record for 699 Rustic Rd, West Jefferson, NC 28694 · Last verified May 2026

Property Summary

Property TypeMobile Home
Details1,170 sqft · built 1994
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (Oct 2021)
Tax Bill$470 (2025)
Deeds & MortgagesJul 2017 Mortgage
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12310-012-046

Property Details

APN / Parcel Number

Primary APN12310-012-046
Alternative APN
  • 110231

Interior

Plumbing Fixtures8 Plumbing Fixtures
Building Area1,170 sqft Heated Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleMobile Home
Lot Area16,553 sqft (0.38 acres)

Location & Zoning

Account Number110231
Street Address699 RUSTIC RD
CityWEST JEFFERSON
StateNC
Zip28694-9057
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description.38 A LOT 46 BLK 1 FROM EUGENE RILEY OFF 1181 (PRI
Legal Block1
Legal Lot Number46
JurisdictionASHE NC
Township / Civil DivisionOBIDS
Census Block Group2
Census Block2006
Census Tract970702

Owner

Source: Ashe County records · APN 12310-012-046

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address699 RUSTIC RD, WEST JEFFERSON, NC 28694-9057
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2017Deed of Trust, Mortgage · ARM
STATE EMPLOYEES CU
Oct 11, 2021Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 11, 2021 · Amount on Record
Deed SaleOct 11, 2021 · Amount on Record
Deed Document Number20216086
Deed Book / Page533 / 1033
Record UpdatedJun 08, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address699 RUSTIC RD, WEST JEFFERSON, NC 28694-9057
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00482/1721
DateJul 19, 2017
Book Page0482/1721
Instrument03119
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeARM
AmountAmount Recorded
Term181 Months
DueAug 01, 2032
Interest
Rate TypeAdjustable Rate
Rate4.37%
AdjustableAdjustable Rate Rider
Change Frequency5 Years
Min Rate At Change4.25%
Max Rate At Change6%
Index5-Year CMT
Margin2
Max Rate6%

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHE NC
Recording DateOct 11, 2021
Property Address699 RUSTIC RD, WEST JEFFERSON, NC 28694-9057
Document Number00533/1033
Book / Page533 / 1033
Instrument DateOct 07, 2021
Instrument6086
Transaction TypeTransfer
Record UpdatedAug 22, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$140.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address308 SEVERTS LN, JEFFERSON, NC 28640-9000

Transferred To (Grantee/Buyer)

NameVerified Name
Address699 RUSTIC RD, WEST JEFFERSON, NC 28694-9057

Mortgage

Document Number0000006087
DateOct 11, 2021
Instrument6087
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Ashe County records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$470.00 (+8.29%)$89,700 (-) Land $15,000 Building $74,700$89,700 (-) Land $15,000 Building $74,700
2023$434.00 (-6.26%)$89,700 (+54.66%) Land $15,000 Building $74,700$89,700 (+54.66%) Land $15,000 Building $74,700
2022$463.00$58,000 Land $20,000 Building $38,000$58,000 Land $20,000 Building $38,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ashe County (37009C), updated June 2, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370099707022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2024, other causes, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 4 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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