721 Riviera Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 721 Riviera Dr NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,422 sqft · built 1980
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on File
Last Sale$296,000 (Jul 2026)
Tax Bill$1,955 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-37-29-LW-70-23

Property Details

APN / Parcel Number

Primary APN28-37-29-LW-70-23
Alternative APNs
  • 28-37-29-LW-00070.0-0023.00
  • 2838109

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,422 sqft Living Area
Gross Area1,986 sqft
1st Floor Area1,422 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions181 ft deep x 104 ft wide
Garage TypeAttached
Garage Area264 sqft
PorchFlorida Room
Porch Area300 sqft
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2838109
Street Address721 RIVIERA DR NE
CityPALM BAY
StateFL
Zip32905-4435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionPORT MALABAR COUNTRY CLUB UNIT 7 LOT 23 BLK 70
Legal Range37E
Legal Township28S
Legal Section29
Legal SubdivisionPORT MALABAR COUNTRY CLUB UNIT 7
Legal Block70
Legal Lot Number23
Legal Unit7
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group1
Census Block1005
Census Tract65131

Owner

721 Riviera Dr NE is owned by two individuals who bought it in July 2026.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address1607 FAIRFIELD CIR NE, PALM BAY, FL 32905-3801
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Warranty Deed, Transfer · VA Mortgage
BANKERS FINANCIAL MORTGAGE
Aug 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 13, 2018Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2026 · Amount on File
Deed SaleJul 23, 2026 · Amount on File
Prior SaleJul 13, 2018 · Amount on File
Deed Document Number2026150772
Deed Book / Page10684 / 906
Prior Transfer DateFeb 23, 2001
Prior Transfer Doc4294003380
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJul 23, 2026
Property Address721 RIVIERA DR NE, PALM BAY, FL 32905-4435
Document Number0000150772
Book / Page10684 / 906
Instrument DateJul 20, 2026
Instrument2026150772
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$209,272.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1607 FAIRFIELD CIR NE, PALM BAY, FL 32905-3801
InvestorPossibly a Property Investor

Mortgage

Document Number0000150773,
DateJul 23, 2026
Instrument2026150773
Lender
NameBANKERS FINANCIAL MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address721 RIVIERA DR NE, PALM BAY, FL 32905-4435
Transaction TypeMortgage
Record UpdatedAug 25, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0092180840
DateAug 10, 2021
Book Page9218/840
Instrument2021206688
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJul 13, 2018
Property Address721 RIVIERA DR NE, PALM BAY, FL 32905-4435
Document Number0082111331
Book / Page8211 / 1331
Map ReferenceMB 25 PG 121
Instrument DateJul 11, 2018
Instrument2018156377
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address993 WAIALAE CIR NE, 993, PALM BAY, FL 32905-4411

Transferred To (Grantee/Buyer)

NameVerified Name
Address721 RIVIERA DR NE, PALM BAY, FL 32905-4435

Mortgage

Document Number2018156379
DateJul 13, 2018
Instrument2018156379
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 721 Riviera Dr NE was $1,955, up 2.8% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$148,450 (+2.7%)$213,740 (-5.86%)
2025$1,955.00 (+2.79%) Homeowner's exemption$144,550$227,050
2024$1,902.00 (+2.92%)
2023$1,848.00 (+4.88%) Homeowner's exemption$136,390 (+3%)$226,660 (+9.53%) Land $60,500 Building $166,160
2022$1,762.00 Homeowner's exemption$132,420$206,940 Land $55,000 Building $151,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 721 Riviera Dr NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 721 Riviera Dr NE is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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