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451 Riviera Dr NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 451 Riviera Dr NE, Palm Bay, FL 32905

Property Summary

Property TypeParochial School, Private School
Details12,042 sqft · built 2003
Lot Size9.26 acres (403,801 sqft)
OwnerCompany Name on Record
Last Sale$2,450,000 (Dec 2024)
Tax Bill$33,040 (2025)
Deeds & MortgagesDec 2024 Sale & Mortgage
Nov 2018 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-37-29-00-4

Property Details

APN / Parcel Number

Primary APN28-37-29-00-4
Alternative APNs
  • 28-37-29-00-00004.0-0000.00
  • 2838307

Interior

Units2 Units
Stories1 Story
Building Area12,042 sqft Gross Area
1st Floor Area11,762 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2012
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeSawtooth
Roof MaterialMetal
Lot Area403,801 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area280 sqft
Patio Area280 sqft
Pole BarnPole Barn

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2838307
Street Address451 RIVIERA DR NE
CityPALM BAY
StateFL
Zip32905-6328
Property CategoryOther
Property TypeOther > Parochial School, Private School
Local Zoning CodeIU
Legal DescriptionLOT 30 OF PB 1 PG 164 EXC ORB 8322 PG 728
Legal Range37E
Legal Township28S
Legal Section29
Legal SubdivisionFLORIDA INDIAN RIVER LAND CO
Legal Block4
Legal Lot Number30
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group4
Census Block4000
Census Tract65131

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1645 SUMTER LN, MELBOURNE, FL 32904-8746
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2024Warranty Deed, Transfer · SBA Mortgage
INDIGO DIRECT LENDING LLC
Nov 16, 2018Loan Modification, Mortgage
FIFTH THIRD BK
Dec 5, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Oct 22, 2017Deed of Trust, Mortgage
LOCAL CH MINISTRIES BLDG&LN FU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2024 · Amount on Record
Deed SaleDec 17, 2024 · Amount on Record
Prior SaleJul 19, 1999 · Amount on Record
Deed Document Number2024250360
Deed Book / Page10224 / 1528
Record UpdatedSep 20, 2026

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateDec 17, 2024
Property Address451 RIVIERA DR NE, PALM BAY, FL 32905-6328
Document Number0102241528
Book / Page10224 / 1528
Map ReferenceMB 1 PG 164
Instrument DateDec 6, 2024
Instrument2024250360
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$17,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2010 S BABCOCK ST, MELBOURNE, FL 32901-5302

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 SUMTER LN, MELBOURNE, FL 32904-8746

Mortgage

Document Number2024250361
DateDec 17, 2024
Instrument2024250361
Lender
NameINDIGO DIRECT LENDING LLC
TypeNon-Lending Institution
Agreement
TypeSBA Mortgage
AmountAmount Recorded

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBREVARD FL
Property Address451 RIVIERA DR NE, PALM BAY, FL 32905-6328
Document Number0083220732
Instrument DateNov 16, 2018
Transaction TypeMortgage
Record UpdatedDec 24, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

Mortgage

Document Number0083220732
DateDec 5, 2018
Book Page008322/000732
Instrument268561
Lender
NameFIFTH THIRD BK
TypeBank
Address199 E MONTGOMERY AVE, ROCKVILLE, MD 20850-2381
Agreement
AmountAmount Recorded

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateDec 5, 2018
Property Address451 RIVIERA DR NE, PALM BAY, FL 32905-6328
Document Number0083220728
Book / Page008322 / 000728
Instrument DateNov 14, 2018
Instrument268560
Transaction TypeTransfer
Record UpdatedDec 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$5,383.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2293 W EAU GALLIE BLVD MELBOURNE FL 329353184, MELBOURNE, FL 32935-3184

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address451 RIVIERA DR NE, PALM BAY, FL 32905-6328
Document Number0080130737
Book / Page008013 / 000737
Instrument DateOct 22, 2017
Transaction TypeMortgage
Record UpdatedNov 28, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address451 RIVIERA DR NE PALM BAY FL 329056328, PALM BAY, FL 32905-6328

Mortgage

Document Number0080130737
DateOct 26, 2017
Book Page008013/000737
Instrument222589
Lender
NameLOCAL CH MINISTRIES BLDG&LN FU
Address700 PROSPECT AVE E, CLEVELAND, OH 44115-1110
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,995,640 (+11.9%)$1,995,640 (+11.9%)
2025$33,040.00 (+4,066.46%)$1,783,470 (+30.16%) Land $324,450 Building $1,459,020$1,783,470 (+30.16%) Land $324,450 Building $1,459,020
2023$793.00 (+5.45%) Additional exemption filed$1,370,230 (-2.45%) Land $54,950 Building $1,315,280$1,370,230 (-2.45%) Land $54,950 Building $1,315,280
2022$752.00 Additional exemption filed$1,404,630 Land $54,950 Building $1,349,680$1,404,630 Land $54,950 Building $1,349,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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