Ottawa County property record for 721 River St, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,238 sqft · built 1951 |
| Lot Size | 0.666 acres (29,011 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Aug 2008) |
| Tax Bill | $2,934 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-14-375-085 |
| Primary APN | 70-03-14-375-085 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,238 sqft Living Area |
| 1st Floor Area | 1,238 sqft |
| Basement Area | 1,138 sqft |
| Unfinished Basement | 1,138 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 29,011 sqft (0.666 acres) |
| Lot Dimensions | 290 ft deep x 100 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 721 RIVER ST |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR-A |
| Legal Description | PART OF SW 1/4 COM S 1/4 COR, TH S 89D 44M 02S W 152029 FT TO PT OF BEG, TH S 89D 44M 02S W 100 FT, N 0D 08M 03S W 29001 FT, TH N 89D 44M 02S E 100 FT, TH S 0D 08M 03S E 29001 FT TO BEG SEC 14 T8N R16W |
| Legal Range | 16W |
| Legal Township | 08N |
| Legal Section | 14 |
| Legal Block | 375 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 21100 |
721 River St is owned and occupied by an individual who acquired it in May 2017.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 721 RIVER ST, SPRING LAKE, MI 49456-1950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 9, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2008 · Amount on File |
| Deed Sale | Aug 8, 2008 · Amount on File |
| Deed Book / Page | 5701 / 848 |
| Last Transfer Date | May 8, 2017 |
| Transfer Doc | 20170016604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 721 RIVER ST, SPRING LAKE, MI 49456-1950 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 721 RIVER ST, SPRING LAKE, MI 49456-1950 |
| Document Number | 20210059149 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 2021-0059149 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | May 9, 2017 |
| Property Address | 721 RIVER ST, SPRING LAKE, MI 49456-1950 |
| Document Number | 20170016604 |
| Instrument Date | May 8, 2017 |
| Instrument | 2017-0016604 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14841 STATE RD, 14841, SPRING LAKE, MI 49456-9513 |
| Name | Verified Name |
|---|---|
| Address | 721 RIVER ST, SPRING LAKE, MI 49456-1950 |
The 2025 property tax bill for 721 River St was $2,934 with a homeowner's exemption.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Spring Lake Township |
| Municipality | Spring Lake Village |
| Unified School District | Spring Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,600 (+7.17%) | $251,200 (+7.17%) | |
| 2025 | $2,934.00 Homeowner's exemption | $117,200 | $234,400 |
| 2023 | $106,800 | $213,600 | |
| 2022 | $2,524.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 721 River St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2014–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 721 River St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Xfinity.
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