715 River St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 715 River St, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,462 sqft · built 1958
Lot Size	0.937 acres (40,816 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jul 2018)
Tax Bill	$4,677 (2025)
Deeds & Mortgages	Sep 2018 Transfer Sep 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-14-375-081`

Property Details

APN / Parcel Number

Primary APN	`70-03-14-375-081`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,462 sqft Living Area
1st Floor Area	1,462 sqft
Basement Area	1,462 sqft
Unfinished Basement	1,462 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	40,816 sqft (0.937 acres)
Lot Dimensions	290 ft deep x 544 ft wide
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	715 RIVER ST
City	SPRING LAKE
State	MI
Zip	49456-1950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-A
Legal Description	PART OF SW 1/4 COM S 89D 44M 02S W 162029 FT FROM S 1/4 COR, TH S 89D 44M 02S W 1313 FT, TH N 0D 13M W 495 FT, TH S 89D 44M 02S W 9 FT, TH N 0D 13M W 2405 FT, N 89D 44M 02S E 14071 FT, TH S 0D 08M 03S E 29001 FT TO BEG SEC 14 T8N R16W
Legal Range	16W
Legal Township	08N
Legal Section	14
Legal Block	375
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3017
Census Tract	21100

Owner

715 River St is owned and occupied by an individual who acquired it in September 2018.

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	715 RIVER ST, SPRING LAKE, MI 49456-1950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2018	Intrafamily Transfer, Transfer
Sep 26, 2018	Intrafamily Transfer, Transfer
Jul 3, 2018	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Prior Sale	Feb 26, 2015 · Amount on File
Deed Document Number	201823334
Last Transfer Date	Sep 18, 2018
Transfer Doc	20180034375
Record Updated	Oct 29, 2026

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Sep 26, 2018
Property Address	715 RIVER ST, SPRING LAKE, MI 49456-1950
Document Number	20180034375
Instrument Date	Sep 18, 2018
Instrument	2018-0034375
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 RIVER ST, SPRING LAKE, MI 49456-1950

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Sep 26, 2018
Property Address	715 RIVER ST, SPRING LAKE, MI 49456-1950
Document Number	20180034375
Instrument Date	Sep 18, 2018
Instrument	2018-0034375
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 RIVER ST, SPRING LAKE, MI 49456-1950

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 3, 2018
Property Address	715 RIVER ST, SPRING LAKE, MI 49456-1950
Document Number	20180023334
Instrument Date	Jul 2, 2018
Instrument	2018-0023334
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,978.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	614 PARKVIEW AVE, 614, SPRING LAKE, MI 49456-1788

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 RIVER ST, SPRING LAKE, MI 49456-1950

Mortgage

Document Number	20180023335
Date	Jul 3, 2018
Instrument	2018-0023335

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 715 River St was $4,677 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,000 (+8.03%)	$304,000 (+8.03%)
2025	$4,677.00 Homeowner's exemption	$140,700	$281,400
2023		$127,400	$254,800
2022	$3,727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 715 River St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 715 River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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