721 Ray St, Carthage, TX 75633 Property Records

Panola County property record for 721 Ray St, Carthage, TX 75633

Property Summary

Property TypeSingle Family Home
Details1,375 sqft · built 1975
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on Record
Last Sale$158,573 (Sep 2023)
Tax Bill$3,110 (2026)
Deeds & MortgagesSep 2023 Mortgage
APN01415-02950-00000-000000

Property Details

APN / Parcel Number

Primary APN01415-02950-00000-000000
Alternative APN
  • 3660

Interior

Building Area1,375 sqft Total Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeCarport
Garage Area440 sqft
CarportCarport
Carport Area440 sqft

Location & Zoning

Account Number01415-02950-00000-000000
Street Address721 RAY ST
CityCARTHAGE
StateTX
Zip75633-1307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code96
Legal DescriptionBLK 239-B LT 5
Legal Block239
Legal Lot Number5
JurisdictionPANOLA TX
Township / Civil DivisionCARTHAGE
Census Block Group3
Census Block3022
Census Tract950402

Owner

Source: Panola County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address721 RAY ST, CARTHAGE, TX 75633-1307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2023 · Amount on Record
Deed SaleSep 1, 2023 · Amount on Record
Prior SaleFeb 3, 2014 · Amount on Record
Deed Document Number2023253009
Prior Transfer DateJan 31, 2014
Prior Transfer Doc0000180964
Record UpdatedOct 29, 2026

September 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionPANOLA TX
Recording DateSep 1, 2023
Property Address721 RAY ST, CARTHAGE, TX 75633-1307
Document Number0000253009
Map ReferenceVOL 310 PG 624
Instrument DateAug 30, 2023
Instrument253009
Transaction TypeTransfer
Record UpdatedSep 19, 2023
Title CompanyCARTHAGE TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address326 LEGENDS LANE SPUR # SPUR10, SPUR10, CARTHAGE, TX 75633-2374

Transferred To (Grantee/Buyer)

NameVerified Name
Address721 RAY ST, CARTHAGE, TX 75633-1307

Mortgage

Document Number0000253010
DateSep 1, 2023
Instrument253010
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Panola County assessment roll, as of February 5, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCarthage City
CountyPanola County
Unified School DistrictCarthage Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,110.00 (+9.51%) Homeowner's exemption$131,920 (-22.24%)$178,480 (+5.2%) Land $41,210 Building $137,270
2025$2,840.00 (+101.56%) Homeowner's exemption$169,650 (+71.16%) Land $41,210 Building $128,440$169,650 (+71.16%) Land $41,210 Building $128,440
2023$99,120 Land $15,310 Building $83,810$99,120 Land $15,310 Building $83,810
2022$1,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CARTHAGE
serves 6,770 people · EPA ID TX1830001
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2025
Total trihalomethanes
resolved · Jan 2023
Treatment and ProcedureLead service line inventory
Oct 2024
Coliform assessment
May 2020
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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