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715 Ray St, Carthage, TX 75633 Property Records

Panola County property record for 715 Ray St, Carthage, TX 75633

Property Summary

Property TypeSingle Family Home
Details1,825 sqft · built 1973
Lot Size0.643 acres (28,000 sqft)
Owner2 Company Names on Record
Last Sale$140,000 (Jul 2020)
Tax Bill$4,951 (2026)
Deeds & MortgagesJan 2022 Mortgage
Jul 2020 Mortgage
APN01415-02920-00000-000000

Property Details

APN / Parcel Number

Primary APN01415-02920-00000-000000
Alternative APN
  • 13021

Interior

Building Area1,825 sqft Total Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area28,000 sqft (0.643 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeCarport
Garage Area588 sqft
CarportCarport
Carport Area588 sqft

Location & Zoning

Account Number01415-02920-00000-000000
Street Address715 RAY ST
CityCARTHAGE
StateTX
Zip75633-1307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code82
Legal DescriptionBLK 239-B LTS 1 & 2
Legal SubdivisionNORTHWEST ADDITION
Legal Block239
Legal Lot Number1,2
JurisdictionPANOLA TX
Township / Civil DivisionCARTHAGE
Census Block Group3
Census Block3022
Census Tract950402

Owner

Source: Panola County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address715 RAY ST, CARTHAGE, TX 75633-1307
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 30, 2020Vendor's Lien, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2020 · Amount on Record
Deed SaleJul 30, 2020 · Amount on Record
Deed Document Number2020226537
Deed Book / Page2091 / 460
Last Transfer DateOct 18, 2024
Transfer Doc0000260867
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPANOLA TX
Property Address715 RAY ST, CARTHAGE, TX 75633-1307
Transaction TypeMortgage
Record UpdatedFeb 23, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002188/805
DateJan 21, 2022
Book Page2188/805
Instrument239363
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

July 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionPANOLA TX
Recording DateJul 30, 2020
Property Address715 RAY ST, CARTHAGE, TX 75633-1307
Document Number2091/460
Book / Page2091 / 460
Map ReferenceVOL 310 PG 624
Instrument DateJul 30, 2020
Instrument226537
Transaction TypeTransfer
Record UpdatedDec 7, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1678 FM 31 S, 1678, CARTHAGE, TX 75633-4413

Transferred To (Grantee/Buyer)

NameVerified Name
Address447 MERIDIAN, LIVINGSTON, TX 77351-8010

Mortgage

Document Number226538
DateJul 30, 2020
Instrument226538
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Panola County assessment roll, as of February 5, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCarthage City
CountyPanola County
Unified School DistrictCarthage Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,951.00 (-0.52%)$210,030 (-0.09%) Land $56,030 Building $154,000$210,030 (-0.09%) Land $56,030 Building $154,000
2025$4,977.00 (+44.6%)$210,210 (+39.94%) Land $56,030 Building $154,180$210,210 (+39.94%) Land $56,030 Building $154,180
2023$150,210 Land $23,770 Building $126,440$150,210 Land $23,770 Building $126,440
2022$3,442.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CARTHAGE
serves 6,770 people · EPA ID TX1830001
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2025
Total trihalomethanes
resolved · Jan 2023
Treatment and ProcedureLead service line inventory
Oct 2024
Coliform assessment
May 2020
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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