721 Phacelia Ln, Mars Hill, NC 28754 Property Records

Yancey County property record for 721 Phacelia Ln, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,956 sqft · built 1974
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Oct 2022)
Tax Bill	$1,754 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`986202693141.000`

Property Details

APN / Parcel Number

Primary APN	`986202693141.000`
Alternative APNs	`85821` `87792`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,956 sqft Living Area
1st Floor Area	1,956 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Lot Area	38,333 sqft (0.88 acres)
Terrain	Steep
Deck Area	64 sqft
Patio Area	750 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	87792
Street Address	721 PHACELIA LN
City	MARS HILL
State	NC
Zip	28754-5873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WOLF LAUREL
Jurisdiction	YANCEY NC
Township / Civil Division	EGYPT
Census Block Group	2
Census Block	2047
Census Tract	960400

Owner

Source: Yancey County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	721 PHACELIA LN, MARS HILL, NC 28754-5873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 3, 2022	Intrafamily Transfer, Transfer
Dec 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Dec 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Prior Sale	Mar 22, 2013 · Amount on Record
Deed Document Number	20223066
Deed Book / Page	887 / 355
Prior Transfer Date	Jan 1, 2020
Prior Transfer Doc	0008370713
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANCEY NC
Recording Date	Oct 7, 2022
Property Address	721 PHACELIA LN, MARS HILL, NC 28754-5873
Document Number	0008870355
Book / Page	887 / 355
Map Reference	MB 2 PG 3
Instrument Date	Oct 7, 2022
Instrument	2022003066
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1811 W LAKEVIEW DR DRE 15, 1811, JOHNSON CITY, TN 37601-2169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 PHACELIA LN, MARS HILL, NC 28754-5873

Mortgage

Document Number	2022003067
Date	Oct 7, 2022
Instrument	2022003067

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0008870380
Date	Oct 7, 2022
Book Page	887/380
Instrument	2022003068

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YANCEY NC
Recording Date	Oct 3, 2022
Property Address	721 PHACELIA LN, MARS HILL, NC 28754-5873
Document Number	0008870091
Book / Page	887 / 91
Map Reference	MB 2 PG 3
Instrument Date	Sep 29, 2022
Instrument	2022003011
Transaction Type	Transfer
Record Updated	Oct 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	721 PHACELIA LN, 721, MARS HILL, NC 28754-5873

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 PHACELIA LN, MARS HILL, NC 28754-5873

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YANCEY NC
Recording Date	Dec 18, 2020
Property Address	721 PHACELIA LN, MARS HILL, NC 28754-5873
Document Number	0008370713
Book / Page	837 / 713
Map Reference	MB 2 PG 3
Instrument Date	Dec 11, 2020
Instrument	2020003649
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 PHACELIA LN, MARS HILL, NC 28754-5873

Mortgage

Document Number	2020003650
Date	Dec 18, 2020
Instrument	2020003650

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YANCEY NC
Recording Date	Dec 31, 2020
Property Address	721 PHACELIA LN, MARS HILL, NC 28754-5873
Document Number	0008380584
Book / Page	000838 / 000584
Instrument Date	Dec 11, 2020
Instrument	3876
Transaction Type	Transfer
Record Updated	Feb 22, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 PHACELIA LN MARS HILL NC 287545873, MARS HILL, NC 28754-5873

Tax Assessment & Valuation

Source: Yancey County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Yancey County
Unified School District	Yancey County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,754.00	$307,800 (-) Land $91,300 Building $216,500
2025	$1,754.00 (+80.27%)	$307,800 (+105.57%) Land $91,300 Building $216,500
2023	$973.00	$149,730 Land $48,800 Building $100,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	14 (2012–2024)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOLF LAUREL RESORT private · serves 1,819 people · EPA ID NC0158101
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000
Zito Media Cable	400 / 24

Cell Coverage

No cell data coverage reported

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