509 Phacelia Ln, Mars Hill, NC 28754 Property Records

Yancey County property record for 509 Phacelia Ln, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,408 sqft · built 1983
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Nov 2023)
Tax Bill	$1,606 (2026)
Deeds & Mortgages	Nov 2023 Sale Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`986202681185.000`

Property Details

APN / Parcel Number

Primary APN	`986202681185.000`
Alternative APNs	`83665` `88904`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Contemporary
Exterior Material	Other
Construction Type	Frame
Lot Area	39,640 sqft (0.91 acres)
Terrain	Steep
Deck Area	456 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	88904
Street Address	509 PHACELIA LN
City	MARS HILL
State	NC
Zip	28754-5714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WOLF LAUREL
Jurisdiction	YANCEY NC
Township / Civil Division	EGYPT
Census Block Group	2
Census Block	2047
Census Tract	960400

Owner

509 Phacelia Ln is owned by two individuals who bought it in November 2023.

Source: Yancey County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	360 8TH ST, ATLANTIC BEACH, FL 32233-5436
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Warranty Deed, Transfer
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 15, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2023 · Amount on File
Deed Sale	Nov 28, 2023 · Amount on File
Prior Sale	May 15, 2019 · Amount on File
Deed Document Number	20232962
Deed Book / Page	909 / 705
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANCEY NC
Recording Date	Nov 28, 2023
Property Address	509 PHACELIA LN, MARS HILL, NC 28754-5714
Document Number	0009090705
Book / Page	909 / 705
Map Reference	MB 1 PG 211A
Instrument Date	Nov 9, 2023
Instrument	2023002962
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Amount	Amount on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 MAPLE DR, KENNETT SQUARE, PA 19348-1809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2301 HAYLOFT CIR, CHARLOTTE, NC 28226-5514

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANCEY NC
Property Address	509 PHACELIA LN, MARS HILL, NC 28754-5714
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008590678
Date	Sep 15, 2021
Book Page	859/678
Instrument	2021003093

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANCEY NC
Recording Date	May 15, 2019
Property Address	509 PHACELIA LN, MARS HILL, NC 28754-5714
Document Number	0008010392
Book / Page	801 / 392
Instrument Date	May 15, 2019
Instrument	2019001149
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 PHACELIA LN, MARS HILL, NC 28754-5714
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 509 Phacelia Ln was $1,606.

Source: Yancey County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Yancey County
Unified School District	Yancey County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,606.00	$281,800 Land $91,800 Building $190,000
2023	$1,206.00	$185,650 Land $49,100 Building $136,550

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 509 Phacelia Ln in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	14 (2012–2024)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Phacelia Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOLF LAUREL RESORT private · serves 1,819 people · EPA ID NC0158101
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000
Zito Media Cable	400 / 24

Cell Coverage

4G LTE (outdoors only), no 5G reported

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