721 N Mill St, Festus, MO 63028 Property Records

Jefferson County property record for 721 N Mill St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,404 sqft · built 1950
Lot Size	0.198 acres (8,642 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,354 (Oct 2025)
Tax Bill	$993 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`193.006.01019004`

Property Details

APN / Parcel Number

Primary APN	`193.006.01019004`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	8,642 sqft (0.198 acres)
Lot Dimensions	200 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	360 sqft
Deck Area	Deck Area
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	721 N MILL ST
City	FESTUS
State	MO
Zip	63028-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	PARK HILL ADD LOT 4 BLOCK 3
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	PARK HILL ADD
Legal Block	3
Legal Lot Number	4
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	5
Census Block	5000
Census Tract	700801

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	721 N MILL ST, FESTUS, MO 63028-1420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Intrafamily Transfer, Transfer · FHA Mortgage EVERETT FINANCIAL INC
May 20, 2022	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on Record
Deed Sale	Oct 2, 2025 · Amount on Record
Prior Sale	May 20, 2022 · Amount on Record
Deed Document Number	202525287
Prior Transfer Date	Sep 22, 2025
Prior Transfer Doc	0000025287
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Oct 2, 2025
Property Address	721 N MILL ST, FESTUS, MO 63028-1420
Document Number	0000025287
Map Reference	MB 3 PG 41
Instrument Date	Sep 22, 2025
Instrument	2025R-025287
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	UNKNOWN, GTA

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 N MILL ST, FESTUS, MO 63028-1420

Mortgage

Document Number	0000025288
Date	Oct 2, 2025
Instrument	2025R-025288

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 20, 2022
Property Address	721 N MILL ST, FESTUS, MO 63028-1420
Document Number	0000017001
Map Reference	MB 3 PG 41
Instrument Date	May 18, 2022
Instrument	2022R-017001
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7370 BLANDVILLE RD, PADUCAH, KY 42001-9803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 BIRCHWOOD DR, BALLWIN, MO 63011

Mortgage

Document Number	0000017002
Date	May 20, 2022
Instrument	2022R-017002

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,100 (-) Land $1,500 Building $16,600	$95,700 (-) Land $8,100 Building $87,600
2025	$993.00 (+8.17%)	$18,100 (+11.04%) Land $1,500 Building $16,600
2024		$16,300 (-) Land $1,500 Building $14,800	$95,700 (+11.15%) Land $8,100 Building $87,600
2023	$918.00 (+0.11%)	$16,300 (-) Land $1,500 Building $14,800	$86,100 (+0.23%) Land $8,100 Building $78,000
2022	$917.00	$16,300 Land $1,500 Building $14,800
2021			$85,900 Land $8,100 Building $77,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1986–2009)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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