721 Eagle Cove Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 721 Eagle Cove Dr, Fleming Island, FL 32003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,547 sqft · built 2012
Lot Size	0.319 acres (13,894 sqft)
Owner	Individual Name on File
Last Sale	$590,000 (Feb 2022)
Tax Bill	$9,625 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-05-26-014176-010-15`

Property Details

APN / Parcel Number

Primary APN	`04-05-26-014176-010-15`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,547 sqft Living Area
Gross Area	4,151 sqft
1st Floor Area	2,881 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,894 sqft (0.319 acres)
Garage Type	Attached
Garage Area	604 sqft
Porch	Finished/Open Porch
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	721 EAGLE COVE DR
City	FLEMING ISLAND
State	FL
Zip	32003-3239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 EAGLE COVE @ EAGLE HARB OR AS REC OR 4568 PG 422
Legal Range	26E
Legal Township	05S
Legal Section	04
Legal Subdivision	EAGLE COVE
Legal Lot Number	15
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3004
Census Tract	30701

Owner

Source: Clay County records · APN 04-05-26-014176-010-15

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	721 EAGLE COVE DR, FLEMING ISLAND, FL 32003-3239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 05, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Feb 04, 2022	Affidavit of Death of Joint Tenant, Transfer SUNSHINE TITLE CORPORATION
Feb 04, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 04, 2022 · Amount on Record
Deed Sale	Feb 04, 2022 · Amount on Record
Prior Sale	Jun 27, 2012 · Amount on Record
Deed Document Number	20228147
Deed Book / Page	4568 / 422
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	Jun 05, 2026
Property Address	721 EAGLE COVE DR, FLEMING ISLAND, FL 32003-3239
Document Number	0000028005
Book / Page	5053 / 996
Instrument Date	May 01, 2026
Instrument	202628005
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 EAGLE COVE DR, FLEMING ISLAND, FL 32003-3239
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028005,
Date	Jun 05, 2026
Book Page	5053/996
Instrument	202628005

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2056

Interest

Rate	6.46%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	721 EAGLE COVE DR, FLEMING ISLAND, FL 32003-3239
Transaction Type	Mortgage
Record Updated	May 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 EAGLE COVE DR, ORANGE PARK, FL 32003-3239
Investor	Possibly a Property Investor

Mortgage

Document Number	0047090002
Date	Apr 10, 2023
Book Page	4709/2
Instrument	2023016825

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 25, 2053

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CLAY FL
Recording Date	Feb 04, 2022
Property Address	721 EAGLE COVE DR, FLEMING ISLAND, FL 32003-3239
Document Number	0045680420
Book / Page	4568 / 420
Map Reference	MB 49 PG 44-48
Instrument Date	Feb 02, 2022
Instrument	2022008145
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	SUNSHINE TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 EAGLE COVE DR, FLEMING ISLAND, FL 32003-3239

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Feb 04, 2022
Property Address	721 EAGLE COVE DR, FLEMING ISLAND, FL 32003-3239
Document Number	0045680422
Book / Page	4568 / 422
Map Reference	MB 49 PG 44-48
Instrument Date	Feb 02, 2022
Instrument	2022008147
Transaction Type	Transfer
Record Updated	Feb 25, 2022
Title Company	KENDALL TITLE SERVICES, KENDALL TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2297 STOCKTON DR, 2297, FLEMING ISLAND, FL 32003-8792

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 EAGLE COVE DR, FLEMING ISLAND, FL 32003-3239
Investor	Possibly a Property Investor

Mortgage

Document Number	0004568424
Date	Feb 04, 2022
Instrument	4568/424

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,625.00 (-13.75%) Homeowner's exemption	$671,209 (+5.99%)	$684,567 (+4.09%) Land $60,000 Building $624,567
2023	$11,159.00 (+78.77%) Homeowner's exemption	$633,295 (+97.07%)	$657,660 (+19.94%) Land $60,000 Building $597,660
2022	$6,242.00 Homeowner's exemption	$321,348	$548,308 Land $45,000 Building $503,308

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 81 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022, tidal / storm surge, Hurricane Nicole
Claims By Storm	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Debby, Jul 2012 · 2 claims Hurricane Frances, Sep 2004 · 12 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 177 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
IQ Fiber Intermediate Holdings	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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