713 Eagle Cove Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 713 Eagle Cove Dr, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,539 sqft · built 2012
Lot Size0.197 acres (8,607 sqft)
OwnerOwner Name on Record
Last Sale$225,900 (Aug 2012)
Tax Bill$3,456 (2025)
Deeds & MortgagesDec 2018 Line of Credit
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-05-26-014176-010-13

Property Details

APN / Parcel Number

Primary APN04-05-26-014176-010-13

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,539 sqft Heated Area
Gross Area3,323 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,607 sqft (0.197 acres)
Garage Area420 sqft
PorchPorch
Porch Area364 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address713 EAGLE COVE DR
CityFLEMING ISLAND
StateFL
Zip32003-3239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 13 EAGLE COVE @ EAGLE HARBOR AS REC O R 3436 PG 185
Legal Range26
Legal Township05
Legal Section04
Legal SubdivisionEAGLE COVE @ EAGLE HARBOR
Legal Lot Number13
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3004
Census Tract30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address713 EAGLE COVE DR, FLEMING ISLAND, FL 32003-3239
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2018Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Jan 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST FEDERAL BANK
Jan 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST FEDERAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2012 · Amount on Record
Deed SaleAug 7, 2012 · Amount on Record
Prior SaleApr 1, 2011 · Amount on Record
Deed Document Number2012042168
Deed Book / Page3436 / 0185
Record UpdatedJun 8, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address713 EAGLE COVE DR, FLEMING ISLAND, FL 32003-3239
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041520167
DateDec 26, 2018
Book Page4152/0167
Instrument2018066515
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 28, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address713 EAGLE COVE DR, FLEMING ISLAND, FL 32003-3239
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 EAGLE COVE DR, FLEMING ISLAND, FL 32003-3239

Mortgage

Document Number0043981934
DateJan 6, 2021
Book Page4398/1934
Instrument2021000846
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressLAKE CITY, FL 32055
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address713 EAGLE COVE DR, FLEMING ISLAND, FL 32003-3239
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 EAGLE COVE DR, FLEMING ISLAND, FL 32003-3239

Mortgage

Document Number0043981391
DateJan 5, 2021
Book Page4398/1391
Instrument2021000708
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressLAKE CITY, FL 32055
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,456.00 (-35.58%) Homeowner's exemption$266,787 (+5.99%)$506,905 (+3.95%) Land $60,000 Building $446,905
2023$5,365.00 (+5.82%) Homeowner's exemption$251,718 (+3%)$487,628 (+20.39%) Land $60,000 Building $427,628
2022$5,070.00 Homeowner's exemption$244,387$405,057 Land $45,000 Building $360,057

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims47 (1992–2022)
Claims Outside the SFHA24 of 47
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Irma, Sep 2017 · 25 claims
  • Tropical Storm Debby, Jul 2012 · 2 claims
  • Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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