721 E Cleveland St, Ladd, IL 61329 Property Records

Bureau County property record for 721 E Cleveland St, Ladd, IL 61329

Property Summary

Property Type	Single Family Home
Details	built 2000
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Mar 2013)
Tax Bill	$8,587 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-15-126-007`

Property Details

APN / Parcel Number

Primary APN	`18-15-126-007`
Alternative APN	`517D3`

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	185 ft deep x 120 ft wide

Location & Zoning

Account Number	1815126007
Street Address	721 E CLEVELAND ST
City	LADD
State	IL
Zip	61329-9778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD-BRUDA ADD. L 3 (120 X 185) DOC 13-1703
Legal Range	11
Legal Township	16
Legal Section	15
Legal Subdivision	BRUDA ADD
Legal Lot Number	3
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1067
Census Tract	965100

Owner

721 E Cleveland St is owned and occupied by an individual who bought it in March 2013.

Source: Bureau County records, as of August 20, 2026

Owner of Record	Individual Name on File
Mailing Address	721 E CLEVELAND ST, LADD, IL 61329-9778
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Apr 29, 2016	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK ILLINOIS
May 2, 2014	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Mar 19, 2013	Trustee's Deed, Foreclosure · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2013 · Amount on File
Deed Sale	Mar 19, 2013 · Amount on File
Deed Document Number	20131703
Prior Transfer Date	Mar 15, 2013
Prior Transfer Doc	2013R01703
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Recording Date	Aug 4, 2026
Property Address	721 E CLEVELAND ST, LADD, IL 61329-9778
Document Number	0000002800
Instrument Date	Jul 30, 2026
Instrument	20262800
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 E CLEVELAND ST, LADD, IL 61329-9778

Mortgage

Document Number	0000002800,
Date	Aug 4, 2026
Instrument	20262800

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 4, 2046

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	721 E CLEVELAND ST, LADD, IL 61329-9778
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R04644
Date	Oct 12, 2021
Instrument	2021R04644

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	721 E CLEVELAND ST, LADD, IL 61329-9778
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2016R01458
Date	Apr 29, 2016
Instrument	2016R01458

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank
Address	PRINCETON, IL 61356

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Oct 26, 2016

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Change Frequency	Monthly

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	721 E CLEVELAND ST, LADD, IL 61329-9778
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2014R01545
Date	May 2, 2014
Instrument	2014R01545

Lender

Name	FIRST STATE BANK
Type	Bank
Address	PERU, IL 61354

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	83 Months
Due	Apr 23, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2013: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BUREAU IL
Recording Date	Mar 19, 2013
Property Address	721 E CLEVELAND ST, LADD, IL 61329-9778
Document Number	2013R01703
Instrument Date	Mar 15, 2013
Instrument	2013R01703
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 E CLEVELAND ST, LADD, IL 61329-9778
Investor	Possibly a Property Investor

Mortgage

Document Number	2013R01704
Date	Mar 19, 2013
Instrument	2013R01704

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2043

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 721 E Cleveland St was $8,587 with a homeowner's exemption, up 5.7% from the year before.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Ladd Community Consolidated School District 94 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,587.00 (+5.7%) Homeowner's exemption	$94,893 (+8.56%) Land $7,718 Building $87,175	$284,679 (+8.56%) Land $23,154 Building $261,525
2024	$8,124.00	$87,410 (+6.64%) Land $7,109 Building $80,301	$262,230 (+6.64%) Land $21,327 Building $240,903
2023		$81,967 Land $6,666 Building $75,301	$245,901 Land $19,998 Building $225,903
2022	$6,314.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 721 E Cleveland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 721 E Cleveland St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: IVNet.

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