721 Birch Rd, Lake Bluff, IL 60044 Property Records

Lake County property record for 721 Birch Rd, Lake Bluff, IL 60044

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 5,575 sqft · built 1966
Lot Size	0.433 acres (18,875 sqft)
Owner	Individual Name on Record
Last Sale	$1,455,000 (Jun 2010)
Tax Bill	$33,622 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-21-203-003`

Property Details

APN / Parcel Number

Primary APN	`12-21-203-003`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	5,575 sqft Living Area
Gross Area	7,533 sqft
1st Floor Area	2,261 sqft
Upper Floors Area	2,636 sqft
Basement Area	1,726 sqft
Finished Basement	678 sqft
Unfinished Basement	1,048 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	18,875 sqft (0.433 acres)
Garage Type	Attached
Garage Area	910 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	42 sqft
Deck Area	Deck Area
Patio Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	721 BIRCH RD
City	LAKE BLUFF
State	IL
Zip	60044-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLES LAKE GARDEN SUB LOT 3
Legal Subdivision	HILLES LAKE GARDEN SUB
Legal Lot Number	3
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	2
Census Block	2011
Census Tract	863300

Owner

Source: Lake County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	721 BIRCH RD, LAKE BLUFF, IL 60044-2107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 12, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jan 4, 2017	Deed of Trust, Mortgage · Line of Credit CRYSTAL LAKE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2010 · Amount on Record
Deed Sale	Jun 24, 2010 · Amount on Record
Prior Sale	Oct 31, 2002 · Amount on Record
Deed Document Number	20106615774
Last Transfer Date	Jan 3, 2018
Transfer Doc	0007457506
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	721 BIRCH RD, LAKE BLUFF, IL 60044-2107
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	PRECISION TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007822273
Date	Sep 1, 2021
Instrument	7822273

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43291

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Sep 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	721 BIRCH RD, LAKE BLUFF, IL 60044-2107
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	NOT AVAILABLE, PRECISION TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007778822
Date	Apr 21, 2021
Instrument	7778822

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Jan 12, 2018
Property Address	721 BIRCH RD, LAKE BLUFF, IL 60044-2107
Document Number	0007457506
Map Reference	MB 1286 PG 446
Instrument Date	Jan 3, 2018
Instrument	7457506
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	PRECISION TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	721 BIRCH RD, LAKE BLUFF, IL 60044-2107

Mortgage

Document Number	0007457507
Date	Jan 12, 2018
Instrument	7457507

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	721 BIRCH RD, LAKE BLUFF, IL 60044-2107
Document Number	0007365618
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Feb 1, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	721 BIRCH RD LAKE BLUFF IL 600442107, LAKE BLUFF, IL 60044-2107

Mortgage

Document Number	0007365618
Date	Jan 18, 2017
Instrument	7365618

Lender

Name	CRYSTAL LAKE BK&TR
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 17, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Bluff Village
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$541,122 (+20.59%) Land $205,466 Building $335,656	$1,623,529 (+20.59%) Land $616,460 Building $1,007,069
2024	$33,622.00 (+13.81%)
2023	$29,543.00 (+3.65%)	$448,745 (+5.97%) Land $170,390 Building $278,355	$1,346,370 (+5.97%) Land $511,221 Building $835,149
2022	$28,503.00	$423,480 Land $160,797 Building $262,683	$1,270,567 Land $482,439 Building $788,128

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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