721 5th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 721 5th St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1911
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jul 2023)
Tax Bill	$4,036 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-29-22-14-0068`

Property Details

APN / Parcel Number

Primary APN	`32-29-22-14-0068`
Alternative APNs	`8008255` `21193`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,620 sqft Living Area
1st Floor Area	810 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1950
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	150 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21193
Street Address	721 5TH ST E
City	SAINT PAUL
State	MN
Zip	55106-5114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYMAN DAYTON ADDITION SUBJ TO ESMTS LOT 9 BLK 20
Legal Range	22
Legal Township	29
Legal Section	32
Legal Subdivision	LYMAN DAYTON ADDITION
Legal Block	20
Legal Lot Number	9
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2000
Census Tract	34400

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	721 5TH ST E, SAINT PAUL, MN 55106-5114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Dec 30, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 18, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Prior Sale	Dec 30, 2021 · Amount on Record
Deed Document Number	20234995738
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	721 5TH ST E, SAINT PAUL, MN 55106-5114
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 5TH ST E, SAINT PAUL, MN 55106-5114

Mortgage

Document Number	0A05021865
Date	Apr 11, 2024
Instrument	A05021865

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 10, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 30, 2021
Property Address	721 5TH ST E, SAINT PAUL, MN 55106-5114
Document Number	0A04926904
Instrument Date	Nov 29, 2021
Instrument	A04926904
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$815.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 5TH ST E, SAINT PAUL, MN 55106-5114

Mortgage

Document Number	0A04926905
Date	Dec 30, 2021
Instrument	A04926905

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 18, 2020
Property Address	721 5TH ST E, SAINT PAUL, MN 55106-5114
Document Number	0004827703
Instrument Date	Jun 19, 2020
Instrument	4827703
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$728.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 5TH ST E ST PAUL MN 551065114, ST PAUL, MN 55106-5114

Mortgage

Document Number	4827704
Date	Aug 18, 2020
Instrument	4827704

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,700 (+5.05%) Land $26,500 Building $223,200	$249,700 (+5.05%) Land $26,500 Building $223,200
2025	$4,036.00 (+8.67%)
2023	$3,714.00 Homeowner's exemption	$237,700 Land $13,800 Building $223,900	$237,700 Land $13,800 Building $223,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, T-Mobile.

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