697 5th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 697 5th St E, Saint Paul, MN 55106

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 1,736 sqft · built 1899
Lot Size	0.137 acres (5,968 sqft)
Owner	Company Name on File
Last Sale	$231,500 (Sep 2025)
Tax Bill	$5,052 (2025)
Deeds & Mortgages	Oct 2025 Transfer Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-29-22-14-0216`

Property Details

APN / Parcel Number

Primary APN	`32-29-22-14-0216`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,736 sqft Total Area
1st Floor Area	868 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Asbestos
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	697 5TH ST E
City	SAINT PAUL
State	MN
Zip	55106-5474
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	H
Legal Description	LYMAN DAYTON ADDITION LOT 5 BLK 19
Legal Range	22
Legal Township	29
Legal Section	32
Legal Quarter	1
Quarter-Quarter Section	4
Legal Subdivision	LYMAN DAYTON ADDITION
Legal Block	19
Legal Lot Number	5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2010
Census Tract	34400

Owner

Source: Ramsey County assessment roll, as of February 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1115 RAMSEY ST, HASTINGS, MN 55033-2811
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage MERCHANTS BANK NA
Sep 15, 2025	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Sep 15, 2025 · Amount on Record
Deed Document Number	0A05079009
Last Transfer Date	Oct 28, 2025
Transfer Doc	0A05084333
Record Updated	Jun 8, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 28, 2025
Property Address	697 5TH ST E, SAINT PAUL, MN 55106-5474
Document Number	0A05084333
Instrument Date	Oct 28, 2025
Instrument	A05084333
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 RAMSEY ST, HASTINGS, MN 55033-2811

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	697 5TH ST E, SAINT PAUL, MN 55106-5474
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4152 ELLIOT AVE, MINNEAPOLIS, MN 55407-3149
Investor	Possibly a Property Investor

Mortgage

Document Number	0A05002448
Date	Sep 21, 2023
Instrument	A05002448

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	LAKEVILLE, MN 55044

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 20, 2028

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 15, 2025
Property Address	697 5TH ST E, SAINT PAUL, MN 55106-5474
Document Number	0A05079009
Instrument Date	Sep 8, 2025
Instrument	A05079009
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$763.95
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 RAMSEY ST, HASTINGS, MN 55033-2811

Mortgage

Document Number	0A05079010
Date	Sep 15, 2025
Instrument	A05079010

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,052.00 (+22.44%)	$236,900 (-0.29%) Land $26,500 Building $210,400	$236,900 (-0.29%) Land $26,500 Building $210,400
2023	$4,126.00	$237,600 Land $13,800 Building $223,800	$237,600 Land $13,800 Building $223,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, T-Mobile.

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