Howard County property record for 721 4th Ave E, Cresco, IA 52136 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,515 sqft · built 1924 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jul 2023) |
| Tax Bill | $1,714 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 320061202000000 |
| Primary APN | 320061202000000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,515 sqft Living Area |
| Attic | Attic |
| Attic Area | 395 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 210 sqft |
| Deck Area | 346 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 721 4TH AVE E |
|---|---|
| City | CRESCO |
| State | IA |
| Zip | 52136-1431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 12 BERGS ADDN |
| Legal Subdivision | BERGS ADDN |
| Legal Block | 12 |
| Legal Lot Number | 2 |
| Jurisdiction | HOWARD IA |
| Township / Civil Division | VERNON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 960100 |
Source: Howard County records · APN 320061202000000
Assessment roll updated October 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 721 4TH AVE E, CRESCO, IA 52136-1431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Mar 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CRESCO B&T CO |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CRESCO BANK & TRUST CO |
| Dec 12, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CRESCO BANK & TRUST CO |
| Jul 24, 2023 | Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 24, 2023 · Amount on Record |
| Deed Sale | Jul 24, 2023 · Amount on Record |
| Deed Document Number | 20231026 |
| Deed Book / Page | 2023 / 1026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD IA |
| Recording Date | Apr 28, 2026 |
| Property Address | 721 4TH AVE E, CRESCO, IA 52136-1431 |
| Document Number | 002026/564 |
| Book / Page | 2026 / 564 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 2026564 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 721 4TH AVE E, CRESCO, IA 52136-1431 |
| Document Number | 0000000564, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 2026/564 |
| Instrument | 2026564 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Aug 01, 2053 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD IA |
| Property Address | 721 4TH AVE E, CRESCO, IA 52136-1431 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002020/361 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 2020/361 |
| Instrument | 361 |
| Name | CRESCO B&T CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD IA |
| Property Address | 721 4TH AVE E, CRESCO, IA 52136-1431 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02020/1823 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 2020/1823 |
| Instrument | 2020 1823 |
| Name | CRESCO BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD IA |
| Property Address | 721 4TH AVE E, CRESCO, IA 52136-1431 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02022/1958 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 2022/1958 |
| Instrument | 2022 1958 |
| Name | CRESCO BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 12, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HOWARD IA |
| Recording Date | Jul 24, 2023 |
| Property Address | 721 4TH AVE E, CRESCO, IA 52136-1431 |
| Document Number | 02023/1026 |
| Book / Page | 2023 / 1026 |
| Instrument Date | Jul 18, 2023 |
| Instrument | 2023 1026 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $239.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 721 4TH AVE E, CRESCO, IA 52136-1431 |
| Document Number | 02023/1027 |
|---|---|
| Date | Jul 24, 2023 |
| Book Page | 2023/1027 |
| Instrument | 2023 1027 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
Source: Howard County records · Assessment roll updated October 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Howard County |
| Municipality | Cresco City |
| Unified School District | Howard-Winneshiek Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,714.00 | $116,710 (+12.95%) Land $7,580 Building $109,130 | $116,710 (+12.95%) Land $7,580 Building $109,130 |
| 2024 | $1,714.00 (-6.64%) | ||
| 2023 | $103,330 (+20.64%) Land $7,580 Building $95,750 | $103,330 (+20.64%) Land $7,580 Building $95,750 | |
| 2022 | $1,836.00 | $85,650 Land $7,580 Building $78,070 | |
| 2021 | $85,650 Land $7,580 Building $78,070 |
Source: FEMA National Flood Hazard Layer, Howard County (19089C), updated September 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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