713 4th Ave E, Cresco, IA 52136 Property Records

Howard County property record for 713 4th Ave E, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,098 sqft · built 1882
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,122 (2026)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`320061204010000`

Property Details

APN / Parcel Number

Primary APN	`320061204010000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,098 sqft Living Area
Basement Area	784 sqft
Unfinished Basement	801 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1882
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,625 sqft (0.198 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	713 4TH AVE E
City	CRESCO
State	IA
Zip	52136-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 & E 5' LOT 5 BLK 12 BERGS ADDN
Legal Subdivision	BERGS ADDN
Legal Block	12
Legal Lot Number	4-5
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1022
Census Tract	960100

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	713 4TH AVE E, CRESCO, IA 52136-1431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Recording Date	Aug 26, 2026
Property Address	713 4TH AVE E, CRESCO, IA 52136-1431
Document Number	0000001221
Book / Page	2026 / 1221
Instrument Date	May 7, 2026
Instrument	20261221
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 4TH AVE E, CRESCO, IA 52136-1431

Mortgage

Document Number	0000001221,
Date	Aug 26, 2026
Book Page	2026/1221
Instrument	20261221

Lender

Name	HOUSING TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	57 Months
Due	May 7, 2031

Interest

Rate	10%
Max Rate	-1%

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,122.00	$86,270 (+11.94%) Land $8,330 Building $77,940	$86,270 (+11.94%) Land $8,330 Building $77,940
2025	$1,122.00 (+4.66%) Homeowner's exemption	$77,070 (+12.71%) Land $8,330 Building $68,740	$77,070 (+12.71%) Land $8,330 Building $68,740
2024	$1,072.00 (+3.47%)
2023		$68,380 (+19.5%) Land $8,330 Building $60,050	$68,380 (+19.5%) Land $8,330 Building $60,050
2022	$1,036.00 Homeowner's exemption	$57,220 Land $8,330 Building $48,890
2021			$57,220 Land $8,330 Building $48,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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