Mecklenburg County property record for 7209 Ramsgate Rd, Charlotte, NC 28270
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,307 sqft |
| Lot Size | 0.844 acres (36,799 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,475,000 (Jan 2023) |
| Tax Bill | $11,844 (2023) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-221-43 |
| Primary APN | 187-221-43 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,307 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Raised |
| Lot Area | 36,799 sqft (0.844 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 187-221-43 |
|---|---|
| Street Address | 7209 RAMSGATE RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28270-6540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | L1 M68-371 |
| Legal Subdivision | TOTTENHAM |
| Legal Lot Number | 1 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 2004 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 7209 RAMSGATE RD, CHARLOTTE, NC 28270-6540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Apr 30, 2021 | Warranty Deed, Transfer · Commercial Mortgage CHURCHILL FUNDING I LLC |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2023 · Amount on Record |
| Deed Sale | Jan 13, 2023 · Amount on Record |
| Prior Sale | Apr 30, 2021 · Amount on Record |
| Deed Document Number | 0037882993 |
| Deed Book / Page | 37882 / 993 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 13, 2023 |
| Property Address | 7209 RAMSGATE RD, CHARLOTTE, NC 28270-6540 |
| Document Number | 0000003476 |
| Book / Page | 37882 / 993 |
| Map Reference | MB 68 PG 371 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 2023003476 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 25, 2023 |
| Title Company | BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TTL SVCS OF CAROL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1646 HIGHWAY 160 W # W8115, W8115, FORT MILL, SC 29708-8037 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7209 RAMSGATE RD, CHARLOTTE, NC 28270-6540 |
| Document Number | 0000003477 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 2023003477 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Feb 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | 1-Year T-Bill |
| Max Rate | 11.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 30, 2021 |
| Property Address | 7209 RAMSGATE RD, CHARLOTTE, NC 28270-6540 |
| Document Number | 0000085723 |
| Book / Page | 36005 / 492 |
| Map Reference | MB 68 PG 371 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021085723 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 736 SARDIS LN, CHARLOTTE, NC 28270-6514 |
| Name | Verified Name |
|---|---|
| Address | 1111 CENTRAL AVE STE 230, 230, CHARLOTTE, NC 28204-2257 |
| Investor | Possibly a Property Investor |
| Document Number | 0000085724 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021085724 |
| Name | CHURCHILL FUNDING I LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 29, 2022 |
| Document Number | 0000088992 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 36025/455 |
| Instrument | 2021088992 |
| Name | PAUL A JAMISON |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1997–2000) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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