7148 Ramsgate Rd, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 7148 Ramsgate Rd, Charlotte, NC 28270

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,719 sqft · built 1994
Lot Size0.472 acres (20,569 sqft)
OwnerIndividual Name on Record
Last Sale$42,000 (Apr 1994)
Tax Bill$7,263 (2023)
Flood ZoneZone X (minimal risk)
APN187-221-53

Property Details

APN / Parcel Number

Primary APN187-221-53

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,719 sqft Heated Area
Gross Area3,777 sqft
1st Floor Area1,917 sqft
Upper Floors Area802 sqft
Attic Area240 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialWood
Lot Area20,569 sqft (0.472 acres)
Garage Area566 sqft

Exterior Amenities

PorchPorch
Porch Area252 sqft
Deck Area474 sqft
Patio Area506 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number187-221-53
Street Address7148 RAMSGATE RD
CityCHARLOTTE
StateNC
Zip28270-6539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionDIST:1 CITY/MUNI/TWP:CHARLOTTE MAP REF:BK 187 PG 22
Legal SubdivisionTREE TOP CONDO
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2005
Census Tract2004

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7148 RAMSGATE RD, CHARLOTTE, NC 28270-6539
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 1994 · Amount on Record
Deed SaleApr 6, 1994 · Amount on Record
Deed Document Number0000007732
Deed Book / Page187
Last Transfer DateJan 10, 2013
Transfer Doc0000004410
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1997–2000)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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