7209 Gadwall Way, O Fallon, MO 63368 Property Records

St. Charles County property record for 7209 Gadwall Way, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,657 sqft · built 1997
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,577 (Aug 1997)
Tax Bill	$4,221 (2025)
Deeds & Mortgages	Mar 2026 Sale Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`A972000552`

Property Details

APN / Parcel Number

Primary APN	`A972000552`
Alternative APN	`2-0130-7519-00-0095.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,657 sqft Living Area
Gross Area	3,984 sqft
1st Floor Area	1,657 sqft
Basement Area	1,637 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	84 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972000552
Street Address	7209 GADWALL WAY
City	O FALLON
State	MO
Zip	63368-8048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT DARDENNE OAKLAND VLG LOT 95
Legal Subdivision	VLGS AT DARDENNE OAKLAND VLG
Legal Lot Number	95
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2004
Census Tract	311152

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7209 GADWALL WAY, O FALLON, MO 63368-8048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Beneficiary Deed, Transfer
Jun 12, 2019	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 1997 · Amount on Record
Deed Sale	Aug 18, 1997 · Amount on Record
Deed Document Number	199745844
Deed Book / Page	1969 / 611
Last Transfer Date	Mar 4, 2026
Transfer Doc	0000010780
Record Updated	Sep 20, 2026

March 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 9, 2026
Property Address	7209 GADWALL WAY, O FALLON, MO 63368-8048
Document Number	0000010780
Map Reference	MB 33 PG 192
Instrument Date	Mar 4, 2026
Instrument	2026R-010780
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7209 GADWALL WAY, O FALLON, MO 63368-8048

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	7209 GADWALL WAY, O FALLON, MO 63368-8048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7209 GADWALL WAY, O FALLON, MO 63368-8048
Document Number	0070960406
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7209 GADWALL WAY O FALLON MO 633688048, O FALLON, MO 63368-8048

Mortgage

Document Number	0070960406
Date	Jun 27, 2019
Book Page	007096/000406
Instrument	320070

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,746 (-)	$346,034 (-) Land $75,000 Building $271,034
2025	$4,221.00 (+4.17%)	$65,746 (+7.28%)	$346,034 (+7.28%) Land $75,000 Building $271,034
2024	$4,052.00
2023		$61,283
2022			$322,543 Land $50,000 Building $272,543

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: T-Mobile, Verizon.

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