St. Charles County property record for 7231 Gadwall Way, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,450 sqft · built 1997 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,000 (Apr 2019) |
| Tax Bill | $3,900 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A972000554 |
| Primary APN | A972000554 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| 1st Floor Area | 1,452 sqft |
| Basement Area | 1,384 sqft |
| Finished Basement | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 11,761 sqft (0.269 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 151 sqft |
| Patio Area | 80 sqft |
| Sewer | Connected |
|---|
| Account Number | A972000554 |
|---|---|
| Old Parcel Number | A972000554 |
| Street Address | 7231 GADWALL WAY |
| City | O FALLON |
| State | MO |
| Zip | 63368-8048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | VLGS AT DARDENNE OAKLAND VLG LOT 97 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | VLGS AT DARDENNE OAKLAND VLG |
| Legal Lot Number | 97 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 311152 |
Source: St. Charles County assessment roll, APN A972000554, as of July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 7231 GADWALL WAY, O FALLON, MO 63368-8048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK |
| Mar 26, 2020 | Deed of Trust, Mortgage PARAMOUNT BK |
| Apr 02, 2019 | Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT BANK |
| Jun 01, 2017 | Warranty Deed, Transfer · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 02, 2019 · Amount on Record |
| Deed Sale | Apr 02, 2019 · Amount on Record |
| Prior Sale | Jun 01, 2017 |
| Deed Document Number | 0070531932 |
| Deed Book / Page | 7053 / 1932 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7231 GADWALL WAY, O FALLON, MO 63368-8048 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 7231 GADWALL WAY, O FALLON, MO 63368-8048 |
| Document Number | 2021R033925 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021R-033925 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7231 GADWALL WAY, O FALLON, MO 63368-8048 |
| Document Number | 0072661463 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7231 GADWALL WAY O FALLON MO 633688048, O FALLON, MO 63368-8048 |
| Document Number | 0072661463 |
|---|---|
| Date | Apr 09, 2020 |
| Book Page | 007266/001463 |
| Instrument | 219910 |
| Name | PARAMOUNT BK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 08, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 02, 2019 |
| Property Address | 7231 GADWALL WAY, O FALLON, MO 63368-8048 |
| Document Number | 0070531932 |
| Book / Page | 7053 / 1932 |
| Map Reference | MB 33 PG 192 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 20190402000144780 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7231 GADWALL WAY, O FALLON, MO 63368-8048 |
| Document Number | 20190402000144790 |
|---|---|
| Date | Apr 02, 2019 |
| Instrument | 20190402000144790 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 01, 2017 |
| Property Address | 7231 GADWALL WAY, O FALLON, MO 63368-8048 |
| Document Number | 0067521770 |
| Book / Page | 6752 / 1770 |
| Map Reference | MB 33 PG 192 |
| Instrument Date | May 30, 2017 |
| Instrument | 20170601000335670 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2604 23RD 1 2 AVE, 2604, ROCK ISLAND, IL 61201 |
| Name | Verified Name |
|---|---|
| Address | 7231 GADWALL WAY, O FALLON, MO 63368-8048 |
| Document Number | 20170601000335680 |
|---|---|
| Date | Jun 01, 2017 |
| Instrument | 20170601000335680 |
| Name | CASTLE & COOKE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
Source: St. Charles County assessment roll as of July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,900.00 | $60,697 (+7.96%) | $319,457 (+7.96%) Land $75,000 Building $244,457 |
| 2023 | $56,222 | ||
| 2022 | $295,903 Land $50,000 Building $245,903 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111522, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 280 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System, water system MO6024530, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures