7208 Pine Ridge Dr, Denver, NC 28037 Property Records

Lincoln County property record for 7208 Pine Ridge Dr, Denver, NC 28037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,535 sqft · built 2002
Lot Size0.624 acres (27,181 sqft)
OwnerIndividual Name on Record
Last Sale$140,500 (Jul 2002)
Tax Bill$2,428 (2026)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN4605-55-8857

Property Details

APN / Parcel Number

Primary APN4605-55-8857
Alternative APNs
  • 460511558857
  • 160796
  • 76804

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,535 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Construction TypeConcrete
Lot Area27,181 sqft (0.624 acres)
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number160796
Street Address7208 PINE RIDGE DR
CityDENVER
StateNC
Zip28037-9381
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-SF
Legal Description#16 LOT HARBOR WATCH SUB
Legal SubdivisionHARBOR WATCH
Legal Lot Number16
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group1
Census Block1020
Census Tract71203

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7208 PINE RIDGE DR, DENVER, NC 28037-9381
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2002 · Amount on Record
Deed SaleJul 31, 2002 · Amount on Record
Prior SaleDec 3, 2001 · Amount on Record
Deed Book / Page1364 / 424
Last Transfer DateJan 7, 2014
Transfer Doc24400708
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7208 PINE RIDGE DR, DENVER, NC 28037-9381
Document Number2687213
Instrument DateMar 21, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2687213
DateAug 22, 2017
Book Page002687/000213
Instrument566985
Lender
NameSTATE EMPS FCU
TypeCredit Union
AddressDENVER, NC 28037
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,428.00 (+0.62%)$375,778 (-) Land $68,000 Building $307,778$375,778 (-) Land $68,000 Building $307,778
2025$2,413.00 (+1.17%)$375,778 (-) Land $68,000 Building $307,778$375,778 (-) Land $68,000 Building $307,778
2023$2,385.00$375,778 Land $68,000 Building $307,778$375,778 Land $68,000 Building $307,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2008–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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