7192 Pine Ridge Dr, Denver, NC 28037 Property Records

Lincoln County property record for 7192 Pine Ridge Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,341 sqft · built 2002
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Nov 2023)
Tax Bill	$2,241 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Mar 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4605-55-7846`

Property Details

APN / Parcel Number

Primary APN	`4605-55-7846`
Alternative APNs	`460511557846` `277490` `300546` `76805`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,341 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Construction Type	Concrete
Lot Area	27,443 sqft (0.63 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	300546
Street Address	7192 PINE RIDGE DR
City	DENVER
State	NC
Zip	28037-9380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#15 LOT HARBOR WATCH SUB
Legal Subdivision	HARBOR WATCH
Legal Lot Number	15
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1020
Census Tract	71203

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7192 PINE RIDGE DR, DENVER, NC 28037-9380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 12, 2020	Warranty Deed, Transfer NORTH CAROLINA TITLE CENTER
Jul 7, 2017	Grant Deed, Transfer WR STARKEY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2023 · Amount on Record
Deed Sale	Nov 6, 2023 · Amount on Record
Prior Sale	Mar 12, 2020 · Amount on Record
Deed Document Number	2023673877
Deed Book / Page	3287 / 743
Prior Transfer Date	Oct 28, 2010
Prior Transfer Doc	22150963
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Nov 6, 2023
Property Address	7192 PINE RIDGE DR, DENVER, NC 28037-9380
Document Number	0003287743
Book / Page	3287 / 743
Map Reference	MB 10 PG 125
Instrument Date	Nov 3, 2023
Instrument	673877
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 PERSHING AVE, CLEMSON, SC 29631-2281

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7192 PINE RIDGE DR, DENVER, NC 28037-9380

Mortgage

Document Number	0000673878
Date	Nov 6, 2023
Instrument	673878

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Mar 12, 2020
Property Address	7192 PINE RIDGE DR, DENVER, NC 28037-9380
Document Number	2889759
Book / Page	002889 / 000759
Instrument Date	Mar 12, 2020
Instrument	605711
Transaction Type	Transfer
Record Updated	Mar 27, 2020
Title Company	NORTH CAROLINA TITLE CENTER

Transaction

Amount	Amount Recorded
Tax	$494.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7192 PINE RIDGE DR DENVER NC 280379380, DENVER, NC 28037-9380

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 7, 2017
Property Address	7192 PINE RIDGE DR, DENVER, NC 28037-9380
Document Number	2677139
Book / Page	002677 / 000139
Instrument Date	Jul 7, 2017
Instrument	565029
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7192 PINE RIDGE DR DENVER NC 280379380, DENVER, NC 28037-9380

Mortgage

Document Number	2677145
Date	Jul 7, 2017
Book Page	002677/000145
Instrument	565030

Lender

Name	WR STARKEY MTG
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,241.00 (+0.58%)	$345,156 (-) Land $68,000 Building $277,156	$345,156 (-) Land $68,000 Building $277,156
2025	$2,228.00 (+1.23%)	$345,156 (-) Land $68,000 Building $277,156	$345,156 (-) Land $68,000 Building $277,156
2023	$2,201.00	$345,156 Land $68,000 Building $277,156	$345,156 Land $68,000 Building $277,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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