Howard County property record for 7208 Mainstream Way, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 6.5 ba · 4,674 sqft · built 2021 |
| Lot Size | 0.216 acres (9,402 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,330,000 (Jun 2025) |
| Tax Bill | $18,710 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-602199 |
| Primary APN | 05-602199 |
|---|---|
| Alternative APN |
|
| Full Baths | 6.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,674 sqft Total Area |
| Basement Area | 1,614 sqft |
| Finished Basement | 1,614 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,402 sqft (0.216 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 114 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 602199 |
|---|---|
| Street Address | 7208 MAINSTREAM WAY |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-4482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 45, 9402 SQ' 7208 MAINSTREAM WAY CEDAR CREEK PH. 1 |
| Legal Subdivision | MAINSTREAM WAY CEDAR CREEK |
| Legal Lot Number | 45 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 605505 |
7208 Mainstream Way is owned and occupied by two individuals who bought it in June 2025.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7208 MAINSTREAM WAY, COLUMBIA, MD 21044-4482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Aug 17, 2021 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Apr 7, 2021 | Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2025 · Amount on File |
| Deed Sale | Jun 26, 2025 · Amount on File |
| Prior Sale | Aug 17, 2021 · Amount on File |
| Deed Book / Page | 22823 / 194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7208 MAINSTREAM WAY, COLUMBIA, MD 21044-4482 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7208 MAINSTREAM WAY, COLUMBIA, MD 21044-4482 |
| Document Number | 0216430039 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 21643/39 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 23, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 17, 2021 |
| Property Address | 7208 MAINSTREAM WAY, COLUMBIA, MD 21044-4482 |
| Document Number | 0208100214 |
| Book / Page | 20810 / 214 |
| Map Reference | PL 25254-25269 |
| Instrument Date | Aug 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NVR SETTLEMENT SERVICES/MD INC, NVR SETMNT SVCS OF MD INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,822.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9720 PATUXENT WOODS DR, 9720, COLUMBIA, MD 21046-1526 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7208 MAINSTREAM WAY, COLUMBIA, MD 21044-4482 |
| Document Number | 0020810220 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 20810/220 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 7, 2021 |
| Property Address | 7208 MAINSTREAM WAY, COLUMBIA, MD 21044-4482 |
| Document Number | 0204150483 |
| Book / Page | 20415 / 483 |
| Map Reference | PL 25254-25269 |
| Instrument Date | Mar 26, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $14,897.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4750 OWINGS MILLS BLVD, 4750, OWINGS MILLS, MD 21117-4904 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 9720 PATUXENT WOODS DR, COLUMBIA, MD 21046-1526 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 7208 Mainstream Way was $18,710 with a homeowner's exemption, up 16.8% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,710.00 (+16.8%) Homeowner's exemption | $1,262,467 (+2.75%) | $1,330,000 (+8.24%) Land $419,800 Building $910,200 |
| 2025 | $16,019.00 Homeowner's exemption | $1,228,700 Land $394,800 Building $833,900 | $1,228,700 Land $394,800 Building $833,900 |
| 2023 | $1,018,767 | $1,228,700 Land $394,800 Building $833,900 | |
| 2022 | $10,289.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7208 Mainstream Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7208 Mainstream Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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