Howard County property record for 7204 Mainstream Way, Columbia, MD 21044
| Property Type | Single Family Home |
|---|---|
| Details | 6.5 ba · 4,902 sqft · built 2021 |
| Lot Size | 0.22 acres (9,582 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,255,861 (Nov 2021) |
| Tax Bill | $19,890 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-602200 |
| Primary APN | 05-602200 |
|---|---|
| Alternative APN |
|
| Full Baths | 6.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,902 sqft Total Area |
| Basement Area | 1,690 sqft |
| Finished Basement | 1,690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,582 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 366 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 602200 |
|---|---|
| Street Address | 7204 MAINSTREAM WAY |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-4482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 46, 9,582 SQ' 7204 MAINSTREAM WAY CEDAR CREEK, PH. 1 |
| Legal Subdivision | MAINSTREAM WAY CEDAR CREEK |
| Legal Lot Number | 46 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 605505 |
Source: Howard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7204 MAINSTREAM WAY, COLUMBIA, MD 21044-4482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 22, 2021 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| May 14, 2021 | Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on Record |
| Deed Sale | Nov 22, 2021 · Amount on Record |
| Prior Sale | May 14, 2021 · Amount on Record |
| Deed Book / Page | 21137 / 449 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7204 MAINSTREAM WAY, COLUMBIA, MD 21044-4482 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 7204 MAINSTREAM WAY, COLUMBIA, MD 21044-4482 |
| Document Number | 0230300453 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | 23030/453 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 21, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Nov 22, 2021 |
| Property Address | 7204 MAINSTREAM WAY, COLUMBIA, MD 21044-4482 |
| Document Number | 0211370449 |
| Book / Page | 21137 / 449 |
| Map Reference | PL 25254-25269 |
| Instrument Date | Nov 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,977.57 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9720 PATUXENT WOODS DR, 9720, COLUMBIA, MD 21046-1526 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7204 MAINSTREAM WAY, COLUMBIA, MD 21044-4482 |
| Document Number | 0021137454 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 21137/454 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 14, 2021 |
| Property Address | 7204 MAINSTREAM WAY, COLUMBIA, MD 21044-4482 |
| Document Number | 0205580037 |
| Book / Page | 20558 / 37 |
| Map Reference | PL 25254-25269 |
| Instrument Date | May 7, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $15,009.33 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 9720 PATUXENT WOODS DR, COLUMBIA, MD 21046-1526 |
| Investor | Possibly a Property Investor |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,383,233 (+2.53%) | $1,451,500 (+7.59%) Land $420,600 Building $1,030,900 | |
| 2025 | $19,890.00 (+74.2%) | $1,349,100 (+19.84%) Land $395,600 Building $953,500 | $1,349,100 (-) Land $395,600 Building $953,500 |
| 2023 | $1,125,767 | $1,349,100 Land $395,600 Building $953,500 | |
| 2022 | $11,418.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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