7208 Carmel St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7208 Carmel St, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,228 sqft · built 1956
Lot Size0.167 acres (7,280 sqft)
Owner2 Individual Names on File
Last Sale$860,000 (Sep 2026)
Tax Bill$770 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN799-16-040

Property Details

APN / Parcel Number

Primary APN799-16-040

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,228 sqft Living Area
1st Floor Area1,228 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleL-Shape
Construction TypeWood
Lot Area7,280 sqft (0.167 acres)
Lot Dimensions140 ft deep x 52 ft wide
Garage TypeCarport
Garage Area312 sqft
CarportCarport
Carport Area312 sqft
Parking Spaces1 Parking Space
PorchNone

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address7208 CARMEL ST
CityGILROY
StateCA
Zip95020-6133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 626 BLK 2 LOT 25
Legal SubdivisionGLENVIEW TR
Legal Block2
Legal Lot Number25
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2012
Census Tract512512

Owner

7208 Carmel St is owned and occupied by two individuals who bought it in September 2026.

Source: Santa Clara County records, as of September 22, 2026

Owner of Record2 Individual Names on File
Mailing Address7208 CARMEL ST, GILROY, CA 95020-6133
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2026 · Amount on File
Deed SaleSep 16, 2026 · Amount on File
Deed Document Number202626052065
Prior Transfer DateNov 23, 2015
Prior Transfer Doc0023169017
Record UpdatedOct 29, 2026

September 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateSep 16, 2026
Property Address7208 CARMEL ST, GILROY, CA 95020-6133
Document Number0026052065
Instrument DateSep 10, 2026
Instrument202626052065
Transaction TypeTransfer
Record UpdatedSep 22, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$95,546.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7208 CARMEL ST, GILROY, CA 95020-6133

Mortgage

Document Number0000052066,
DateSep 16, 2026
Instrument202652066
Lender
NameVALLEY VIEW HOME LOANS
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 7208 Carmel St was $770.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$52,716 (+2%) Land $15,046 Building $37,670
2025$770.00$51,683 Land $14,751 Building $36,932
2023$752.00 (+1.9%)$49,678 Land $14,179 Building $35,499
2022$738.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7208 Carmel St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7208 Carmel St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier, GeoLinks.

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