7207 Millstone St, Spring Hill, FL 34606 Property Records

Hernando County property record for 7207 Millstone St, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,188 sqft · built 1975
Lot Size	0.262 acres (11,416 sqft)
Owner	2 Individual Names on File
Last Sale	$189,900 (Jul 2020)
Tax Bill	$3,338 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5040-0123-0390`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5040-0123-0390`
Alternative APNs	`00234561` `234561`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,188 sqft Living Area
Gross Area	2,900 sqft
1st Floor Area	2,188 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1992
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,416 sqft (0.262 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	412 sqft
Deck Area	80 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00234561
Street Address	7207 MILLSTONE ST
City	SPRING HILL
State	FL
Zip	34606-6240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 4 BLK 123 LOT 39 & 40 ORB 314 PG 03
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 4
Legal Block	123
Legal Lot Number	39,40
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2011
Census Tract	41402

Owner

Source: Hernando County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7207 MILLSTONE ST, SPRING HILL, FL 34606-6240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jul 2, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Jul 26, 2019	Warranty Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	Jul 26, 2019 · Amount on Record
Deed Document Number	202040032
Deed Book / Page	3858 / 1095
Last Transfer Date	Jan 26, 2021
Transfer Doc	0039461689
Record Updated	Jun 8, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Feb 2, 2021
Property Address	7207 MILLSTONE ST, SPRING HILL, FL 34606-6240
Document Number	0039461689
Book / Page	3946 / 1689
Map Reference	MB 7 PG 87-95
Instrument Date	Jan 26, 2021
Instrument	2021006884
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7207 MILLSTONE ST, SPRING HILL, FL 34606-6240

Mortgage

Document Number	0039461691
Date	Feb 2, 2021
Instrument	3946/1691

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 2, 2020
Property Address	7207 MILLSTONE ST, SPRING HILL, FL 34606-6240
Document Number	0038581095
Book / Page	003858 / 001095
Instrument Date	Jul 2, 2020
Instrument	40032
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	HOMES AND LAND TITLE SERVICES, HOMES & LAND TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,329.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7207 MILLSTONE ST SPRING HILL FL 346066240, SPRING HILL, FL 34606-6240

Mortgage

Document Number	38581098
Date	Jul 2, 2020
Book Page	003858/001098
Instrument	40035

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 26, 2019
Property Address	7207 MILLSTONE ST, SPRING HILL, FL 34606-6240
Document Number	0037321832
Book / Page	3732 / 1832
Map Reference	MB 7 PG 7
Instrument Date	Jul 25, 2019
Instrument	2019046755
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10387 PINELAND DR, 10387, HAMPTON, FL 32044-4461

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6492 LAUREL OAK DR, SPRING HILL, FL 34607-2321
Investor	Possibly a Property Investor

Mortgage

Document Number	0037321834
Date	Jul 26, 2019
Instrument	3732/1834

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,338.00 (+28.09%) Homeowner's exemption	$223,836 (+5.99%)	$322,346 (+3.76%) Land $67,147 Building $255,199
2023		$211,192 (+3%) Land $211,192
2022	$2,606.00 Homeowner's exemption	$205,041	$310,658 Land $61,647 Building $249,011

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Global Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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