7191 Millstone St, Spring Hill, FL 34606 Property Records

Hernando County property record for 7191 Millstone St, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1969
Lot Size	0.257 acres (11,175 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Dec 2012)
Tax Bill	$1,143 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Feb 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5040-0123-0410`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5040-0123-0410`
Alternative APNs	`00234570` `234570`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	2,028 sqft
1st Floor Area	1,400 sqft
Flooring	Combination, Other
Interior Walls	Plaster

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1976
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,175 sqft (0.257 acres)
Lot Dimensions	125 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	268 sqft
Utility Building	133 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00234570
Street Address	7191 MILLSTONE ST
City	SPRING HILL
State	FL
Zip	34606-6238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 4 BLK 123 LOT 41
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 4
Legal Block	123
Legal Lot Number	41
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2011
Census Tract	41402

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7191 MILLSTONE ST, SPRING HILL, FL 34606-6238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage GULF STATES CAPITAL
Feb 21, 2019	Trustee's Deed, Construction Loan · Construction Mortgage OTHER INSTITUTIONAL LENDERS
Feb 21, 2019	Correction Deed ATTORNEY ONLY
Jan 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage LUBE CENTER DISTRIBUTING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2012 · Amount on Record
Deed Sale	Dec 7, 2012 · Amount on Record
Prior Sale	Jan 27, 2012
Deed Document Number	201269481
Deed Book / Page	2958 / 1986
Last Transfer Date	Feb 7, 2019
Transfer Doc	0036721249
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7191 MILLSTONE ST, SPRING HILL, FL 34606-6238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037160709
Date	Jun 18, 2019
Book Page	3716/0709
Instrument	2019037578

Lender

Name	GULF STATES CAPITAL
Type	Non-Lending Institution
Address	ABILENE, TX 79606

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 21, 2019
Property Address	7191 MILLSTONE ST, SPRING HILL, FL 34606-6238
Document Number	0036721254
Book / Page	003672 / 001254
Instrument Date	Feb 13, 2019
Instrument	10650
Transaction Type	Construction Loan
Record Updated	Mar 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7191 MILLSTONE ST SPRING HILL FL 346066238, SPRING HILL, FL 34606-6238

Mortgage

Document Number	36721254
Date	Feb 21, 2019
Book Page	003672/001254
Instrument	10650

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	ABILENE, TX 79606

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 20, 2020

Interest

Rate	13%

February 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 21, 2019
Property Address	7191 MILLSTONE ST, SPRING HILL, FL 34606-6238
Document Number	0036721249
Book / Page	003672 / 001249
Instrument Date	Feb 7, 2019
Instrument	10647
Record Updated	Mar 21, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7191 MILLSTONE ST SPRING HILL FL 346066238, SPRING HILL, FL 34606-6238

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7191 MILLSTONE ST, SPRING HILL, FL 34606-6238
Document Number	0035501295
Book / Page	003550 / 001295
Instrument Date	Jan 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2018
Title Company	TALON TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7191 MILLSTONE ST SPRING HILL FL 346066238, SPRING HILL, FL 34606-6238

Mortgage

Document Number	0035501295
Date	Feb 6, 2018
Book Page	003550/001295
Instrument	7194

Lender

Name	LUBE CENTER DISTRIBUTING INC
Address	620 NE 575TH ST, OLD TOWN, FL 32680-3390

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 5, 2033

Interest

Rate Type	Fixed Rate
Rate	12%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,143.00 (+152.88%) Homeowner's exemption	$65,114 (+5.99%)	$156,323 (+6.06%) Land $34,084 Building $122,239
2023		$61,436 (+3%) Land $61,436
2022	$452.00 Homeowner's exemption	$59,647	$147,386 Land $31,290 Building $116,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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