72032 Hwy 395 S, Pendleton, OR 97801 Property Records

Umatilla County property record for 72032 Hwy 395 S, Pendleton, OR 97801

Property Summary

Property Type	Commercial
Details	3 bd · 2 ba · 3,536 sqft · built 1983
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$4,395 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`2N32210000903`

Property Details

APN / Parcel Number

Primary APN	`2N32210000903`
Alternative APNs	`100074.00` `100074`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,536 sqft Gross Area
1st Floor Area	972 sqft
2nd Floor Area	840 sqft
Basement Area	560 sqft
Finished Basement	560 sqft
Family Room	Family Room

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	240 sqft
Deck Area	Deck Area
Patio Area	1,181 sqft
Shed	1 Shed
Shed Area	128 sqft
Lean-To	100 sqft
Utility Building	576 sqft
Lawn Sprinklers	Lawn Sprinklers
Total Buildings	6 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	100074
Street Address	72032 HIGHWAY 395 S
City	PENDLETON
State	OR
Zip	97801-9485
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RR-2
Legal Range	32
Legal Township	02N
Legal Section	21
Jurisdiction	UMATILLA OR
Township / Civil Division	PENDLETON
Census Block Group	3
Census Block	3177
Census Tract	950500

Owner

Source: Umatilla County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	72032 HIGHWAY 395 S, PENDLETON, OR 97801-9485
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit GESA CU
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage GESA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 3, 2014
Transfer Doc	20146140801
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	72032 HIGHWAY 395 S, PENDLETON, OR 97801-9485
Transaction Type	Mortgage
Record Updated	Jul 13, 2022
Title Company	PIONEER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20227440149
Date	Jul 5, 2022
Instrument	2022-7440149

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	72032 HIGHWAY 395 S, PENDLETON, OR 97801-9485
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20217160261
Date	Feb 23, 2021
Instrument	2021-7160261

Lender

Name	GESA CU
Type	Credit Union
Address	99365

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Unified School District	Pendleton School District 16 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,395.00 (+8.33%)	$301,160 (+6.09%) Land $91,020 Building $210,140	$502,105 (+0.65%) Land $107,000 Building $395,105
2023	$4,057.00	$283,880 Land $85,800 Building $198,080	$498,870 Land $107,000 Building $391,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · lower than 64% of Oregon
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wtechlink Fiber · Fixed Wireless	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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