Umatilla County property record for 70325 Hwy 395 S, Pendleton, OR 97801
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 2 ba · 2,160 sqft · built 1959 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Dec 2024) |
| Tax Bill | $3,007 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Aug 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1N3210AB04600 |
| Primary APN | 1N3210AB04600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,160 sqft Gross Area |
| 1st Floor Area | 1,632 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 102412 |
|---|---|
| Street Address | 70325 HIGHWAY 395 S |
| City | PENDLETON |
| State | OR |
| Zip | 97801-9321 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | RR-2 |
| Legal Range | 32 |
| Legal Township | 01N |
| Legal Section | 10 |
| Jurisdiction | UMATILLA OR |
| Township / Civil Division | PENDLETON |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 950602 |
70325 Hwy 395 S, a commercial property, is owned by an individual who bought it in December 2024.
Source: Umatilla County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 70325 HIGHWAY 395 S, PENDLETON, OR 97801-9321 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CREDIT UNION |
| Aug 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMUNITY CU |
| Jul 14, 2006 | Deed of Trust, Mortgage · ARM FIRST FRANKLIN FINANCIAL CORP |
| Dec 20, 2024 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2024 · Amount on File |
| Deed Sale | Dec 20, 2024 · Amount on File |
| Prior Sale | May 16, 2011 · Amount on File |
| Deed Document Number | 20248775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Recording Date | Oct 9, 2026 |
| Property Address | 70325 HIGHWAY 395 S, PENDLETON, OR 97801-9321 |
| Document Number | 0000008229 |
| Instrument Date | Oct 5, 2026 |
| Instrument | 20268229 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|---|
| Address | 70325 HIGHWAY 395 S, PENDLETON, OR 97801-9321 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008229, |
|---|---|
| Date | Oct 9, 2026 |
| Instrument | 20268229 |
| Name | FIRST COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Property Address | 70325 HIGHWAY 395 S, PENDLETON, OR 97801-9321 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 20196890179 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 2019-6890179 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | COQUILLE, OR 97423 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Property Address | 70325 HIGHWAY 395 S, PENDLETON, OR 97801-9321 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 20227350352 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022-7350352 |
| Name | FIRST COMUNITY CU |
|---|---|
| Type | Non-Lending Institution |
| Address | COQUILLE, OR 97423 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UMATILLA OR |
| Property Address | 70325 HIGHWAY 395 S, PENDLETON, OR 97801-9321 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 20065040327 |
|---|---|
| Date | Jul 14, 2006 |
| Instrument | 2006-5040327 |
| Name | FIRST FRANKLIN FINANCIAL CORP |
|---|---|
| Type | Subprime Lender |
| Address | SAN JOSE, CA 95131 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.4% |
| Type Change Date | Aug 1, 2008 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.4% |
| Max Rate At Change | 9.4% |
| Index | 6-Month LIBOR |
| Max Rate | 12.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UMATILLA OR |
| Recording Date | Dec 20, 2024 |
| Property Address | 70325 HIGHWAY 395 S, PENDLETON, OR 97801-9321 |
| Document Number | 20240008775 |
| Instrument Date | Dec 19, 2024 |
| Instrument | 2024-0008775 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 70325 HIGHWAY 395 S, PENDLETON, OR 97801-9321 |
| Investor | Possibly a Property Investor |
| Document Number | 20240008776 |
|---|---|
| Date | Dec 20, 2024 |
| Instrument | 2024-0008776 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2055 |
The 2025 property tax bill for 70325 Hwy 395 S was $3,007.
Source: Umatilla County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Umatilla County |
| Unified School District | Pendleton School District 16 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,007.00 | $198,760 Land $86,640 Building $112,120 | $364,040 Land $82,000 Building $282,040 |
| 2023 | $2,880.00 | $187,360 Land $81,660 Building $105,700 | $282,670 Land $72,000 Building $210,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 70325 Hwy 395 S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective June 2, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 2 (2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 70325 Hwy 395 S is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 41% of Oregon |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wtechlink Fiber · Fixed Wireless | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 35 |
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