7203 Sound Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 7203 Sound Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,124 sqft · built 2011
Lot Size	0.339 acres (14,767 sqft)
Owner	2 Individual Names on File
Last Sale	$417,000 (Apr 2020)
Tax Bill	$2,931 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`5394.19.51.4852000`

Property Details

APN / Parcel Number

Primary APN	`5394.19.51.4852000`
Alternative APNs	`470351` `68429`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,124 sqft Heated Area
Gross Area	1,856 sqft
1st Floor Area	560 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	14,767 sqft (0.339 acres)
Lot Dimensions	187 ft deep x 76 ft wide
Porch	Slab
Porch Area	56 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	68429
Street Address	7203 SOUND DR
City	EMERALD ISLE
State	NC
Zip	28594-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L15 BE ARCHERS POINT
Legal Subdivision	ARCHERS POINT
Legal Block	51
Legal Lot Number	15
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1018
Census Tract	970904

Owner

7203 Sound Dr is owned by two individuals who bought it in April 2020.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	711 MARUDY DR, ASBURY, NJ 08802-1321
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELLIS WILLIAM S LIVING TR (LT)
Jan 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage ELLIS WILLIAM S LIVING TR (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2020 · Amount on File
Deed Sale	Apr 16, 2020 · Amount on File
Prior Sale	Apr 28, 2010 · Amount on File
Deed Document Number	20201669154
Deed Book / Page	1669 / 154
Prior Transfer Date	Mar 9, 2010
Prior Transfer Doc	0013350482
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Apr 16, 2020
Property Address	7203 SOUND DR, EMERALD ISLE, NC 28594-3030
Document Number	0016690154
Book / Page	1669 / 154
Instrument Date	Apr 15, 2020
Instrument	1669154
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$834.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	227 BRIM CT, 227, SWANSBORO, NC 28584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 MARUDY DRIVE, PORTSMOUTH, NH

Mortgage

Document Number	1669155
Date	Apr 16, 2020
Instrument	1669-155

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	7203 SOUND DR, EMERALD ISLE, NC 28594-3030
Document Number	0016630322
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7203 SOUND DR EMERALD ISLE NC 285943030, EMERALD ISLE, NC 28594-3030

Mortgage

Document Number	0016630322
Date	Feb 19, 2020
Book Page	001663/000322

Lender

Name	ELLIS WILLIAM S LIVING TR (LT)
Address	PO BOX 4005, EMERALD ISLE, NC 28594-4005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 18, 2040

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	7203 SOUND DR, EMERALD ISLE, NC 28594-3030
Document Number	0015980344
Book / Page	001598 / 000344
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 2, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7203 SOUND DR EMERALD ISLE NC 285943030, EMERALD ISLE, NC 28594-3030

Mortgage

Document Number	0015980344
Date	Jan 30, 2018
Book Page	001598/000344

Lender

Name	ELLIS WILLIAM S LIVING TR (PT)
Address	PO BOX 4005, EMERALD ISLE, NC 28594-4005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 29, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 7203 Sound Dr was $2,931.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$757,094 (-) Land $288,117 Building $468,977	$757,094 (-) Land $288,117 Building $468,977
2025	$2,931.00	$757,094 Land $288,117 Building $468,977	$757,094 Land $288,117 Building $468,977
2023		$415,447 Land $167,716 Building $247,731	$415,447 Land $167,716 Building $247,731
2022	$2,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7203 Sound Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	21 (1996–2018)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Ophelia, Sep 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7203 Sound Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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