7128 Sound Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 7128 Sound Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,978 sqft · built 1990
Lot Size	0.819 acres (35,676 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Oct 2020)
Tax Bill	$5,549 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone VE (high risk)
APN	`5394.19.52.6269000`

Property Details

APN / Parcel Number

Primary APN	`5394.19.52.6269000`
Alternative APNs	`135689` `15866`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,978 sqft Heated Area
Gross Area	2,320 sqft
1st Floor Area	224 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,676 sqft (0.819 acres)
Lot Dimensions	412 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	368 sqft
Deck Area	16 sqft
Patio Area	592 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	15866
Street Address	7128 SOUND DR
City	EMERALD ISLE
State	NC
Zip	28594-3133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L37 BA ARCHERS POINT
Legal Subdivision	ARCHERS POINT
Legal Block	52
Legal Lot Number	37
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1002
Census Tract	970904

Owner

7128 Sound Dr is owned by an individual who bought it in October 2020.

Source: Carteret County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1605 CRAWFORD ST, KINSTON, NC 28504-1413
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Feb 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Sep 19, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2020 · Amount on File
Deed Sale	Oct 8, 2020 · Amount on File
Prior Sale	Sep 19, 2017 · Amount on File
Deed Document Number	20201690474
Deed Book / Page	1690 / 474
Prior Transfer Date	Oct 6, 2020
Prior Transfer Doc	0016900474
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Oct 8, 2020
Property Address	7128 SOUND DR, EMERALD ISLE, NC 28594-3133
Document Number	0016900474
Book / Page	1690 / 474
Map Reference	MB 16 PG 53
Instrument Date	Oct 6, 2020
Instrument	1690474
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Tax	$440.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2856 ALTON PHILLIPS RD, 2856, KINSTON, NC 28504-9003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 CRAWFORD ST, KINSTON, NC 28504-1413

Mortgage

Document Number	0001690475
Date	Oct 8, 2020
Instrument	1690-475

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	7128 SOUND DR, EMERALD ISLE, NC 28594-3133
Document Number	0015990058
Book / Page	001599 / 000058
Instrument Date	Feb 2, 2018
Transaction Type	Mortgage
Record Updated	Feb 8, 2018
Title Company	BB AND T ML POST CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7128 SOUND DR EMERALD ISLE NC 285943133, EMERALD ISLE, NC 28594-3133

Mortgage

Document Number	0015990058
Date	Feb 5, 2018
Book Page	001599/000058

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 4, 2033

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Sep 19, 2017
Property Address	7128 SOUND DR, EMERALD ISLE, NC 28594-3133
Document Number	0015870370
Book / Page	001587 / 000370
Instrument Date	Aug 28, 2017
Transaction Type	Transfer
Record Updated	Sep 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,322.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2856 ALTON PHILLIPS RD KINSTON NC 285049003, KINSTON, NC 28504-9003

Tax Assessment & Valuation

The 2025 property tax bill for 7128 Sound Dr was $5,549.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,550,486 (-) Land $712,890 Building $837,596	$1,550,486 (-) Land $712,890 Building $837,596
2025	$5,549.00	$1,550,486 Land $712,890 Building $837,596	$1,550,486 Land $712,890 Building $837,596
2023		$720,486 Land $407,160 Building $313,326	$720,486 Land $407,160 Building $313,326
2022	$3,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7128 Sound Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	21 (1996–2018)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Ophelia, Sep 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7128 Sound Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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