7200 Fair Oaks Dr, Cincinnati, OH 45237 Property Records

Hamilton County property record for 7200 Fair Oaks Dr, Cincinnati, OH 45237

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,562 sqft · built 1951
Lot Size	1.1 acres (48,047 sqft)
Owner	Individual Name on File
Last Sale	$695,000 (Sep 2024)
Tax Bill	$8,515 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`526-0070-0075-00`

Property Details

APN / Parcel Number

Primary APN	`526-0070-0075-00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,562 sqft Living Area
1st Floor Area	1,738 sqft
Attic	Attic
Attic Area	824 sqft
Basement Area	1,717 sqft
Finished Basement	1,030 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	48,047 sqft (1.1 acres)
Lot Dimensions	274 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	156 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7200 FAIR OAKS DR
City	CINCINNATI
State	OH
Zip	45237-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIR OAKS DR R1-T4-S31 S E 160 X 274.08
Legal Range	01
Legal Township	04
Legal Section	31
Jurisdiction	HAMILTON OH
Township / Civil Division	AMBERLEY
Census Block Group	3
Census Block	3006
Census Tract	23300

Owner

7200 Fair Oaks Dr is owned and occupied by an individual who bought it in September 2024.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7200 FAIR OAKS DR, CINCINNATI, OH 45237-2922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE
Aug 16, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
Jan 4, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2024 · Amount on File
Deed Sale	Sep 20, 2024 · Amount on File
Prior Sale	Aug 16, 2018 · Amount on File
Deed Document Number	0000066600
Deed Book / Page	15255 / 745
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7200 FAIR OAKS DR, CINCINNATI, OH 45237-2922
Document Number	0000071204
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7200 FAIR OAKS DR CINCINNATI OH 452372922, CINCINNATI, OH 45237-2922

Mortgage

Document Number	0000071204
Date	Jul 22, 2020
Book Page	014215/002137
Instrument	71204

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2050

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 16, 2018
Property Address	7200 FAIR OAKS DR, CINCINNATI, OH 45237-2922
Document Number	0000072392
Book / Page	013733 / 001322
Instrument Date	Aug 13, 2018
Instrument	72392
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7200 FAIR OAKS DR CINCINNATI OH 452372922, CINCINNATI, OH 45237-2922

Mortgage

Document Number	72393
Date	Aug 16, 2018
Book Page	013733/001324
Instrument	72393

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2048

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 4, 2017
Property Address	7200 FAIR OAKS DR, CINCINNATI, OH 45237-2922
Document Number	0000000921
Book / Page	013326 / 000863
Instrument Date	Dec 30, 2016
Instrument	921
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 7200 Fair Oaks Dr was $8,515, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Amberley Village
County	Hamilton County
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,515.00 (+3.11%)	$141,085 (+%) Land $35,276 Building $105,809
2024	$8,258.00 (-2.18%)	$141,084 (-) Land $35,276 Building $105,808
2023	$8,442.00 (-6.84%)	$141,084 (+7.49%) Land $35,276 Building $105,808	$403,100 Land $100,790 Building $302,310
2022	$9,062.00 Homeowner's exemption	$131,250 Land $33,033 Building $98,217
2020			$375,000 Land $94,380 Building $280,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7200 Fair Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	18 (1979–2019)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Feb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7200 Fair Oaks Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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