7201 NW 86th Ct, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 7201 NW 86th Ct, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,288 sqft · built 2004
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,908 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-23-36-34-0020-00020-0120`

Property Details

APN / Parcel Number

Primary APN	`1-23-36-34-0020-00020-0120`
Alternative APN	`R12336340020000200120`

Interior

Full Baths	2 Baths
Building Area	1,288 sqft Living Area
Gross Area	2,507 sqft
1st Floor Area	1,288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	65,776 sqft (1.51 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Finished Screened Porch
Deck Area	151 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7201 NW 86TH CT
City	OKEECHOBEE
State	FL
Zip	34972-7321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIXIE RANCH ACRES (PLAT BOOK 3 PAGE 35) LOT 12 BLOCK 2
Legal Range	34E
Legal Township	36S
Legal Section	23
Legal Subdivision	DIXIE RANCH ACRES
Legal Block	2
Legal Lot Number	12
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1012
Census Tract	910201

Owner

Source: Okeechobee County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7201 NW 86TH CT, OKEECHOBEE, FL 34972-7321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 9, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2004
Deed Sale	Jun 24, 2004
Prior Sale	Jun 14, 2002 · Amount on Record
Deed Document Number	200411637
Deed Book / Page	535 / 420
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Recording Date	Jul 17, 2026
Property Address	7201 NW 86TH CT, OKEECHOBEE, FL 34972-7321
Document Number	0000007968
Instrument Date	Jul 13, 2026
Instrument	20267968
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7201 NW 86TH CT, OKEECHOBEE, FL 34972-7321

Mortgage

Document Number	0000007968,
Date	Jul 17, 2026
Instrument	20267968

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	7201 NW 86TH CT, OKEECHOBEE, FL 34972-7321
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7201 NW 86TH CT, OKEECHOBEE, FL 34972-7321

Mortgage

Document Number	0000000452
Date	Jan 17, 2023
Instrument	2023000452

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2038

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	7201 NW 86TH CT, OKEECHOBEE, FL 34972-7321
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7201 NW 86TH CT, OKEECHOBEE, FL 34972-7321

Mortgage

Document Number	0000003184
Date	Mar 9, 2022
Instrument	2022003184

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,908.00 (+15.71%) Homeowner's exemption	$127,656 (+13.3%)	$288,447 (+2.55%) Land $71,500 Building $216,947
2023	$1,649.00 (+9.86%) Homeowner's exemption	$112,668 (+3%)	$281,280 (+26.29%) Land $26,400 Building $254,880
2022	$1,501.00 Homeowner's exemption	$109,386	$222,722 Land $20,900 Building $201,822

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 137 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	137 in force
Nearby Flood Claims	52 (2004–2021)
Claims Outside the SFHA	3 of 52
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Tropical Storm Fay, Aug 2008 · 15 claims Hurricane Wilma, Oct 2005 · 9 claims Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 62% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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