7346 NW 86th Ct, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 7346 NW 86th Ct, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,836 sqft · built 2007
Lot Size	0.997 acres (43,429 sqft)
Owner	2 Individual Names on File
Last Sale	$129,100 (Sep 2021)
Tax Bill	$2,283 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-23-36-34-0020-00010-0150`

Property Details

APN / Parcel Number

Primary APN	`1-23-36-34-0020-00010-0150`
Alternative APN	`R12336340020000100150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,836 sqft Living Area
Gross Area	2,236 sqft
1st Floor Area	1,836 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,429 sqft (0.997 acres)
Lot Dimensions	209 ft deep x 208 ft wide
Porch	Florida Room

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7346 NW 86TH CT
City	OKEECHOBEE
State	FL
Zip	34972-7320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIXIE RANCH ACRES (PLAT BOOK 3 PAGE 35) LOT 15 BLOCK 1
Legal Range	34E
Legal Township	36S
Legal Section	23
Legal Subdivision	DIXIE RANCH ACRES
Legal Block	1
Legal Lot Number	15
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1011
Census Tract	910201

Owner

7346 NW 86th Ct is owned and occupied by two individuals who bought it in September 2021.

Source: Okeechobee County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7346 NW 86TH CT, OKEECHOBEE, FL 34972-7320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 28, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2021 · Amount on File
Deed Sale	Sep 28, 2021 · Amount on File
Prior Sale	Feb 27, 2009 · Amount on File
Deed Document Number	202112353
Prior Transfer Date	Sep 24, 2021
Prior Transfer Doc	2021012353
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	7346 NW 86TH CT, OKEECHOBEE, FL 34972-7320
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7346 NW 86TH CT, OKEECHOBEE, FL 34972-7320

Mortgage

Document Number	0000013247
Date	Nov 19, 2025
Instrument	2025013247

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Sep 28, 2021
Property Address	7346 NW 86TH CT, OKEECHOBEE, FL 34972-7320
Document Number	2021012353
Map Reference	MB 3 PG 35
Instrument Date	Sep 24, 2021
Instrument	2021012353
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	LAKE OKEECHOBEE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$903.70
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7281 NW 84TH CT, 7281, OKEECHOBEE, FL 34972-7317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7346 NW 86TH CT, OKEECHOBEE, FL 34972-7320

Mortgage

Document Number	2021012354
Date	Sep 28, 2021
Instrument	2021012354

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7346 NW 86th Ct was $2,283 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,283.00 Homeowner's exemption	$154,988	$318,994 Land $65,000 Building $253,994
2023	$2,007.00 (+8.43%) Homeowner's exemption	$138,375 (+3%)	$323,390 (+26.18%) Land $24,000 Building $299,390
2022	$1,851.00 Homeowner's exemption	$134,345	$256,299 Land $19,000 Building $237,299

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7346 NW 86th Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 137 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	137 in force
Nearby Flood Claims	52 (2004–2021)
Claims Outside the SFHA	3 of 52
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Tropical Storm Fay, Aug 2008 · 15 claims Hurricane Wilma, Oct 2005 · 9 claims Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7346 NW 86th Ct is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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