720 Windward Way, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 720 Windward Way, Palm Harbor, FL 34685

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,830 sqft · built 1973
Lot Size	0.204 acres (8,891 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,500 (Jun 2001)
Tax Bill	$1,703 (2025)
Deeds & Mortgages	Aug 2026 Sale Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-757-9094-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-757-9094-9`
Alternative APNs	`33-27-16-00945-001-0130` `271633009450010130` `162733009450010130` `R361126`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,830 sqft Living Area
Gross Area	2,514 sqft
1st Floor Area	1,830 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,891 sqft (0.204 acres)
Lot Dimensions	94 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed/Unfinished Porch
Porch Area	288 sqft
Deck Area	Deck Area
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R361126
Street Address	720 WINDWARD WAY
City	PALM HARBOR
State	FL
Zip	34685-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	ANCHORAGE OF TARPON LAKE UNIT ONE, THE BLK 1, LOT 13
Legal Range	16E
Legal Township	27S
Legal Section	33
Legal Subdivision	ANCHORAGE OF TARPON LAKE
Legal Tract	945
Legal Block	1
Legal Lot Number	13
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1013
Census Tract	27329

Owner

Source: Pinellas County records, as of August 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 WINDWARD WAY, PALM HARBOR, FL 34685-1639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NATIONAL BANK
May 14, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2001 · Amount on Record
Deed Sale	Jun 19, 2001 · Amount on Record
Prior Sale	May 8, 2000 · Amount on Record
Deed Book / Page	11432 / 2207
Last Transfer Date	Jul 31, 2026
Transfer Doc	0000207495
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 4, 2026
Property Address	720 WINDWARD WAY, PALM HARBOR, FL 34685-1639
Document Number	0000207495
Book / Page	23649 / 2337
Instrument Date	Jul 31, 2026
Instrument	2026207495
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	720 WINDWARD WAY, PALM HARBOR, FL 34685-1639

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	720 WINDWARD WAY, PALM HARBOR, FL 34685-1639
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0199560722
Date	Feb 28, 2018
Book Page	19956/0722
Instrument	2018061283

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 14, 2018
Property Address	720 WINDWARD WAY, PALM HARBOR, FL 34685-1639
Document Number	0200482552
Book / Page	020048 / 002552
Instrument Date	May 10, 2018
Instrument	151101
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	PLATINUM NATIONAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,259.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	779 PILOTS WAY PALM HARBOR FL 346851632, PALM HARBOR, FL 34685-1632

Mortgage

Document Number	200482554
Date	May 14, 2018
Book Page	020048/002554
Instrument	151102

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,703.00 (+6.57%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$136,738 (+5.99%)	$351,677 (+17.39%) Land $103,882 Building $247,795
2023	$1,598.00 (-6.28%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$129,014 (+3%)	$299,583 (+17.04%) Land $122,565 Building $177,018
2022	$1,705.00 Homeowner's exemption Widower's exemption	$125,256	$255,957 Land $111,399 Building $144,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 135 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	159 units insured incl. 24 condo units
Nearby Flood Claims	5 (2011–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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