749 Windward Way, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 749 Windward Way, Palm Harbor, FL 34685

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,116 sqft · built 1972
Lot Size	0.168 acres (7,296 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Nov 2021)
Tax Bill	$5,328 (2025)
Deeds & Mortgages	Nov 2021 Sale Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-757-9127-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-757-9127-7`
Alternative APNs	`33-27-16-00945-004-0040` `271633009450040040` `162733009450040040` `R361159`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,116 sqft Living Area
Gross Area	2,954 sqft
1st Floor Area	2,116 sqft
Flooring	Carpet

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,296 sqft (0.168 acres)
Lot Dimensions	90 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	356 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R361159
Street Address	749 WINDWARD WAY
City	PALM HARBOR
State	FL
Zip	34685-1640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	ANCHORAGE OF TARPON LAKE UNIT ONE, THE BLK 4, LOT 4
Legal Range	16E
Legal Township	27S
Legal Section	33
Legal Subdivision	ANCHORAGE OF TARPON LAKE
Legal Tract	945
Legal Block	4
Legal Lot Number	4
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1014
Census Tract	27329

Owner

749 Windward Way is owned and occupied by two individuals who bought it in November 2021.

Source: Pinellas County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	749 WINDWARD WAY, PALM HARBOR, FL 34685-1640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Warranty Deed, Transfer TROPICAL TITLE INSURANCE LLC
Apr 3, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 7, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Prior Sale	Mar 7, 2018 · Amount on File
Deed Document Number	2021372910
Deed Book / Page	21808 / 271
Prior Transfer Date	Apr 1, 2007
Prior Transfer Doc	0157730484
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 16, 2021
Property Address	749 WINDWARD WAY, PALM HARBOR, FL 34685-1640
Document Number	0218080271
Book / Page	21808 / 271
Map Reference	MB 67 PG 99&100
Instrument Date	Nov 15, 2021
Instrument	2021372910
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	TROPICAL TITLE INSURANCE LLC

Transaction

Amount	Amount on Record
Tax	$2,555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6520 THICKET TRL, 6520, NEW PORT RICHEY, FL 34653-5520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 WINDWARD WAY, PALM HARBOR, FL 34685-1640

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	749 WINDWARD WAY, PALM HARBOR, FL 34685-1640
Document Number	0209571412
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	749 WINDWARD WAY PALM HARBOR FL 346851640, PALM HARBOR, FL 34685-1640

Mortgage

Document Number	0209571412
Date	Apr 8, 2020
Book Page	020957/001412
Instrument	117482

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Apr 7, 2035

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 7, 2018
Property Address	749 WINDWARD WAY, PALM HARBOR, FL 34685-1640
Document Number	0199650759
Book / Page	019965 / 000759
Instrument Date	Mar 1, 2018
Instrument	69564
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	TROPICAL TITLE INSURANCE LLC, TROPICAL TITLE INS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,344.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1712 CRANBERRY LN NE ALEXANDRIA MN 563088530, ALEXANDRIA, MN 56308-8530

Mortgage

Document Number	199650762
Date	Mar 7, 2018
Book Page	019965/000762
Instrument	69566

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 749 Windward Way was $5,328 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,328.00 Homeowner's exemption	$326,811	$467,463 Land $93,254 Building $374,209
2023	$4,177.00 (+1.98%) Homeowner's exemption	$264,852 (+3%)	$331,827 (+14.36%) Land $109,419 Building $222,408
2022	$4,096.00 Homeowner's exemption	$257,138	$290,170 Land $103,746 Building $186,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 749 Windward Way in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 135 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	159 units insured incl. 24 condo units
Nearby Flood Claims	5 (2011–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 749 Windward Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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