Calvert County property record for 720 Willow Rd, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,092 sqft · built 1994 |
| Lot Size | 0.379 acres (16,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Jan 2026) |
| Tax Bill | $3,131 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-056808 |
| Primary APN | 01-056808 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,092 sqft Total Area |
| Basement Area | 546 sqft |
| Finished Basement | 546 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,500 sqft (0.379 acres) |
| Porch | Slab |
| Porch Area | 120 sqft |
| Deck Area | 464 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 056808 |
|---|---|
| Street Address | 720 WILLOW RD |
| City | LUSBY |
| State | MD |
| Zip | 20657-2085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 714 PLAT 16 WHITE SANDS |
| Legal Subdivision | WHITE SANDS |
| Legal Lot Number | 714 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 860902 |
Source: Calvert County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 720 WILLOW RD, LUSBY, MD 20657-2085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2026 · Amount on Record |
| Deed Sale | Jan 13, 2026 · Amount on Record |
| Prior Sale | Jan 5, 2006 |
| Deed Book / Page | 6841 / 382 |
| Transfer Doc | 0026680210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jan 13, 2026 |
| Property Address | 720 WILLOW RD, LUSBY, MD 20657-2085 |
| Document Number | 0068410382 |
| Book / Page | 6841 / 382 |
| Map Reference | LB JLB 1 FO 110 |
| Instrument Date | Dec 17, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | MARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 720 WILLOW RD, LUSBY, MD 20657-2085 |
| Document Number | 0006841392 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 6841/392 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $292,000 (+8.31%) Land $80,300 Building $211,700 | $292,000 (-) Land $80,300 Building $211,700 | |
| 2025 | $3,131.00 (+34.09%) | $269,600 (+19.93%) | $292,000 (+29.89%) Land $80,300 Building $211,700 |
| 2023 | $2,335.00 | $224,800 Land $80,300 Building $144,500 | $224,800 Land $80,300 Building $144,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 84% of Maryland |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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