715 Willow Rd, Lusby, MD 20657 Property Records

Calvert County property record for 715 Willow Rd, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 928 sqft · built 1994
Lot Size	0.161 acres (7,030 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (May 2026)
Tax Bill	$2,800 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-155121`

Property Details

APN / Parcel Number

Primary APN	`01-155121`
Alternative APNs	`1155121` `155121`

Interior

Full Baths	2 Baths
Building Area	928 sqft Total Area
Basement Area	788 sqft
Finished Basement	788 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,030 sqft (0.161 acres)
Deck Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	155121
Street Address	715 WILLOW RD
City	LUSBY
State	MD
Zip	20657-2086
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 9 BLK 27 PLAT 7 WHITE SANDS
Legal Subdivision	WHITE SANDS
Legal Block	27
Legal Lot Number	9
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1009
Census Tract	860902

Owner

715 Willow Rd is owned and occupied by two individuals who bought it in May 2026.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	715 WILLOW RD, LUSBY, MD 20657-2086
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 13, 2026	Special Warranty Deed, Transfer · Conventional Mortgage PRIMECAP LENDING LLC
Feb 8, 2017	Deed, Transfer · Conventional Mortgage 1ST MARINER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Feb 8, 2017 · Amount on File
Deed Book / Page	6900 / 382
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	715 WILLOW RD, LUSBY, MD 20657-2086
Transaction Type	Mortgage
Record Updated	Jun 1, 2026
Title Company	STATE TITLE AGENCY INC, STATES TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0060840214
Date	Sep 20, 2021
Book Page	6084/214

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	313 Months
Due	Oct 1, 2047

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CALVERT MD
Recording Date	May 13, 2026
Property Address	715 WILLOW RD, LUSBY, MD 20657-2086
Document Number	6900000382
Book / Page	6900 / 382
Instrument Date	May 4, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	CAPITAL TITLE, CAPITOL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	715 WILLOW RD, LUSBY, MD 20657-2086

Mortgage

Document Number	6900000391,
Date	May 13, 2026
Book Page	6900/391

Lender

Name	PRIMECAP LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 8, 2017
Property Address	715 WILLOW RD, LUSBY, MD 20657-2086
Document Number	0049390469
Book / Page	4939 / 469
Map Reference	MB WR1 FO61
Instrument Date	Jan 27, 2017
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	LEGENDS TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 WILLOW RD, LUSBY, MD 20657-2086

Mortgage

Document Number	0049390474
Date	Feb 8, 2017
Book Page	4939/474

Lender

Name	1ST MARINER BANK
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 715 Willow Rd was $2,800.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,000 (+6.74%) Land $72,200 Building $182,800	$255,000 (-) Land $72,200 Building $182,800
2025	$2,800.00	$238,900	$255,000 Land $72,200 Building $182,800
2023	$2,147.00	$206,700 Land $72,200 Building $134,500	$206,700 Land $72,200 Building $134,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 715 Willow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 715 Willow Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 84% of Maryland
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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