720 W Harmony Dr, Sparta, MI 49345 Property Records

Kent County property record for 720 W Harmony Dr, Sparta, MI 49345

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,041 sqft · built 2010
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,500 (Jun 2020)
Tax Bill	$3,449 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-02-31-227-069`

Property Details

APN / Parcel Number

Primary APN	`41-02-31-227-069`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,041 sqft Living Area
1st Floor Area	1,041 sqft
Basement Area	1,041 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment
Lot Area	43,560 sqft (1 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	720 W HARMONY DR
City	SPARTA
State	MI
Zip	49345-8138
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	OSP
Legal Description	410231227069 UNIT NO.69 HARMONY FARMS KENT COUNTY CONDOMINIUM SUBDIVISION PLAN N0.805 INSTRUMENT NO.20060206-0014370 AS
Legal Subdivision	HARMONY FARMS KENT COUNTY CONDOMINIUM SU
Legal Unit	69
Jurisdiction	KENT MI
Township / Civil Division	SOLON
Census Block Group	3
Census Block	3063
Census Tract	10302

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 W HARMONY DR, SPARTA, MI 49345-8138
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Jun 15, 2020	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2020 · Amount on Record
Deed Sale	Jun 15, 2020 · Amount on Record
Prior Sale	Apr 21, 2011 · Amount on Record
Deed Document Number	202049826
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	720 W HARMONY DR, SPARTA, MI 49345-8138
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 W HARMONY DR, SPARTA, MI 49345-8138

Mortgage

Document Number	0000088900
Date	Nov 28, 2022
Instrument	20221128-0088900

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 15, 2020
Property Address	720 W HARMONY DR, SPARTA, MI 49345-8138
Document Number	0000049826
Map Reference	DOC 20060206-0014370
Instrument Date	Jun 5, 2020
Instrument	20200615-0049826
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,784.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 BROADVIEW DR, 8001, LINCOLN, NE 68505-2721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 W HARMONY DR, SPARTA, MI 49345-8138

Mortgage

Document Number	0000049827
Date	Jun 15, 2020
Instrument	20200615-0049827

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Solon Township
Unified School District	Kent City Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,500 (+4.9%)	$291,000 (+4.9%)
2025	$3,449.00 (+15.62%) Homeowner's exemption	$138,700 (+16.07%)	$277,400 (+16.07%)
2023		$119,500	$239,000
2021	$2,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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